Core Insights - The increasing importance of data in enhancing business decision-making efficiency is driving banks to explore data middle platform and visualization services [2][3] - The implementation of data visualization services at Industrial Bank has significantly improved data analysis across various business lines, breaking down data silos and enhancing data sharing and reuse [2][4] - The shift from traditional reporting to data storytelling is essential for banks to optimize decision-making processes and operational efficiency [5][6] Group 1: Data Visualization Services - Industrial Bank has successfully implemented data visualization services across multiple business lines, including retail, corporate finance, interbank and financial markets, and risk management [2][3] - The introduction of data visualization services has addressed two major bottlenecks in data reporting: the timeliness of data and the rigidity of report formats, allowing for faster and more customized data presentations [2][4] - A total of 44 branches and 20 business departments at the headquarters are currently utilizing the enterprise-level data visualization services [6] Group 2: Challenges and Solutions - Many banks have faced challenges such as redundant construction of data reporting platforms at branch levels, distributed work models hindering data integration, and complex data usage permissions [3][4] - To overcome these challenges, banks are increasingly building enterprise-level standardized data middle platforms to integrate and manage data across branches [3][4] - The need for a shift from traditional fixed reporting to intelligent, story-driven data visualization is emphasized to enhance collaboration and decision-making efficiency [5][6] Group 3: AI Integration - The integration of AI technology with data visualization services is seen as a new challenge for banks in their digital transformation journey [7][9] - AI can assist in the entire data visualization process, lowering barriers to data usage and improving analysis and decision-making efficiency [7][8] - Banks are encouraged to develop Data Agents that combine business problem-solving capabilities with decision-making execution abilities to enhance the effectiveness of AI in data applications [8][9] Group 4: Compliance and Ethical Considerations - The development and application of data intelligence agents must prioritize compliance with data security, algorithm transparency, fairness, and system stability [10] - Addressing issues such as data leakage, misuse, and ethical concerns is crucial to ensure that data intelligence agents are both safe and efficient [10]