未来，邮储银行将继续聚焦核心技术自主可控、普惠金融科技赋能、乡村振兴数字化支撑等关键领域， 精耕细作、持续创新，以科技赋能金融"五篇大文章"落地见实见效，为金融业高质量发展注入更多动 能。【编辑:王琴】 "金融科技发展奖"是中国金融业唯一的部级科技奖项，集中评选国内金融领域优秀科技创新成果，参与 范围涵盖银行、证券、保险、支付等领域的金融企业，申报项目涉及信息技术创新应用、数据治理与应 用、金融信息基础设施安全保护等多方面内容，是国内金融科技领域的重要奖项之一，获奖项目代表了 金融科技创新的最新成果和趋势。 数智驱动的大型银行分布式公司业务核心系统是邮储银行落实国家科技自立自强战略的重大创新成果， 在国有大行中首次实现公司业务全栈国产化单轨运行，处于国内领先水平。该系统突破传统架构局限， 深度融合人工智能、大数据、大模型等新质生产力，构建"千企千面"的个性化服务体系，紧沿"资金 流"打造"生态圈"，实现服务资源的高效整合。系统运行效率较前代提升超10倍，全年累计交易结算量 突破100万亿元。从中小微企业日常结算到大型机构跨域协作，从乡村产业帮扶到城市实体经济赋能， 系统全方位升级产品与服务，彰显了邮储银行硬核 ...

Core Insights - The People's Bank of China announced the winners of the 2024 Financial Technology Development Award, highlighting significant achievements in the financial technology sector [1][3] - A total of 290 projects were awarded, including 1 special award, 18 first prizes, 103 second prizes, 148 third prizes, and 20 special "Micro-Innovation Awards" [1][3] - State-owned banks dominated the awards, with Industrial and Commercial Bank of China (ICBC) being the only institution to win two first prizes [1][8] Award Distribution - The total number of awards increased by 33 compared to 2023, with state-owned banks collectively winning 33 awards [1][4] - ICBC won 6 awards, including 2 first prizes, focusing on intelligent risk control and securities infrastructure [4][8] - China Bank received 7 awards, with 1 first prize and 5 third prizes, marking an increase of 2 awards from 2023 [4][10] - Agricultural Bank won 5 awards, including 1 first prize, while Construction Bank secured 6 awards, including 1 first prize [4][11] - Postal Savings Bank received 4 awards, maintaining its performance from 2023 [5][12] Technological Focus - The awarded projects emphasized core system construction, AI application, and risk management [6][8] - ICBC's first prize projects included a comprehensive AI risk detection platform and a securities database project, showcasing advancements in financial data integration [8][9] - Agricultural Bank's first prize project focused on enterprise-level business architecture, while China Bank's first prize was for a comprehensive IT architecture transformation project [9][10] - Construction Bank's first prize project involved a core banking system migration, highlighting its commitment to distributed systems and AI applications [11][12] - The awards also recognized innovative projects from smaller banks, indicating a broader trend towards technology adoption across the banking sector [13][15]