Core Points - The "Direct to Wuzhen" Global Internet Competition concluded successfully on November 9, 2025, with Yixin Group winning the first prize for its AI-based automotive finance solution "Yixin Smart Service" [1] - The competition attracted 1,082 high-quality projects from 29 countries and regions, highlighting Yixin Group as the only company to win in the open-source model track [1] - This award recognizes Yixin Group's technological innovation and its leadership position in the "AI + Automotive Finance" sector [1] Company Summary - Yixin Group's "Yixin Smart Service" solution aims to provide a comprehensive smart operation service for automotive and financial enterprises, addressing long-standing challenges in the automotive finance industry [1] - The solution automates and intelligently operates the entire process from customer acquisition, application, risk control, funding, customer service to asset management, making it a ready-to-use enterprise application [1]

Core Insights - Yixin (02858.HK) won the first prize at the 2025 "Direct to Wuzhen" Global Internet Competition with its self-developed AI smart service solution "Yixin Smart Service" [1][2] Group 1: Competition Overview - The "Direct to Wuzhen" competition is a key segment of the World Internet Conference Wuzhen Summit, attracting 1,082 high-quality projects from 29 countries and regions [2] - Yixin was the only company to win the first prize in the open-source model track, highlighting its leadership in the "AI + automotive finance" sector [2] Group 2: Yixin's Solution - The "Yixin Smart Service" solution is based on the self-developed Agentic large model, aimed at providing comprehensive smart operational services for automotive and financial enterprises [4][5] - The solution addresses long-standing pain points in the automotive finance industry, such as complex decision-making and weak link collaboration, achieving full-process automation and intelligent operation [5] Group 3: Future Strategy - Yixin plans to continue focusing on its strategic positioning as an "AI-driven automotive finance technology platform," enhancing its intelligent service system centered around large models [7] - The company aims to promote the deep integration and large-scale implementation of AI technology across all scenarios in automotive finance, providing smarter, more efficient, and safer solutions for global partners [7]

Group 1 - The core event was the award ceremony for the 2025 "Direct to Wuzhen" Global Internet Competition, where Yixin (02858) won the first prize with its AI-driven automotive finance service solution "Yixin Smart Service" [1][2] - The competition attracted 1,082 high-quality projects from 29 countries and regions, highlighting Yixin's achievement as the only company to win in the open-source model track, showcasing its leadership in the "AI + Automotive Finance" sector [2][5] - Yixin's "Yixin Smart Service" solution is based on its self-developed Agentic large model, providing a comprehensive smart operation service for automotive and financial enterprises, addressing long-standing industry pain points [5][6] Group 2 - The solution automates and intelligently operates the entire process from customer acquisition to asset management, demonstrating significant commercial value and market potential [5] - Yixin aims to continue its strategic positioning as an "AI-driven automotive finance technology platform," focusing on deepening the intelligent service system centered around large models and promoting the integration of AI technology across all automotive finance scenarios [6]