Core Viewpoint - The development of "smart communities" is being driven by national policy guidance, serving as an important carrier for promoting new consumption scenarios [1] Group 1: Smart Community Implementation - Shandong Mobile Heze Dongxian Company, in collaboration with Qilizhuang Community, has introduced a "smart community" system to enhance community governance and service levels through information technology [1] - The company conducted in-depth research on community needs and worked closely with community party organizations to integrate resources and optimize processes [1] Group 2: Features and Benefits - The smart community solution includes features such as facial recognition monitoring and vehicle capture, allowing residents to access the community through facial recognition and external personnel to register via QR codes [1] - This system effectively improves community safety by enabling intelligent access management and visual tracking of movements [1] - The platform integrates various livelihood service modules, allowing residents to submit requests for repairs, cleaning, and payments online, with service quality subject to user evaluation and community supervision [1] Group 3: Impact and Future Prospects - The transformation of Qilizhuang Community into a smart community has increased residents' convenience and happiness, providing a replicable model for new community governance [1] - As system functionalities and service offerings continue to expand, smart communities are expected to become a crucial support for promoting consumption upgrades and fostering social harmony [1]

Core Viewpoint - The article emphasizes that high-quality development is the primary task for building a modern socialist country, with Qidong Rural Commercial Bank focusing on digital transformation as a breakthrough for achieving this goal [1] Group 1: Digital Transformation Strategy - Qidong Rural Commercial Bank aims to leverage digital transformation to enhance financial services and support high-quality development through a long-term strategy of "technology-driven banking" [1] - The bank has outlined a digital transformation plan for 2024-2026, focusing on five key battles and five major articles to ensure systematic progress [2] - A leadership group has been established to oversee the transformation, ensuring professional and efficient execution across various departments [2] Group 2: Integration of Digital and Traditional Services - The bank is promoting a marketing model that combines digital tools with traditional outreach methods to better serve the real economy [1] - It has implemented a unified customer view to enhance service precision and marketing effectiveness through comprehensive data analysis [3] - The bank is also innovating service delivery through mobile payments and electronic banking to expand its reach beyond traditional branches [1][2] Group 3: Risk Management and Control - Risk prevention and control remain a core focus, with the bank utilizing digital transformation to enhance data analysis for better risk monitoring and assessment [1] - An intelligent risk control system has been established to integrate internal and external data for real-time monitoring and predictive analytics [3] - The bank emphasizes the importance of data security and risk management, ensuring a robust framework for safeguarding financial operations [3] Group 4: Sector-Specific Financial Services - The bank is developing tailored financial services for various sectors, including construction, fisheries, and elder care, to meet specific funding needs [4] - It has introduced innovative products like "project cash flow loans" for construction and "fishing vessel operation loans" to support the fishing industry [4] - The bank is also focusing on community services, offering solutions like community group buying and property management to enhance customer experience [5] Group 5: Commitment to Social Responsibility - Qidong Rural Commercial Bank is dedicated to the principle of "finance for the people," aiming to fulfill its social responsibilities while contributing to local economic development [5] - The bank plans to continue leveraging digital transformation to achieve breakthroughs in serving the real economy and managing financial risks [5]