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中国银行数字化转型首选服务商:奇富科技信贷智能体的“破题之道”
Cai Fu Zai Xian· 2025-08-20 08:16
Group 1 - The core issue for the Bank of China in its digital transformation is the need for improved marketing precision, reduced credit due diligence time, and the urgency for domestic IT infrastructure [1] - Qifu Technology is identified as the preferred service provider for the Bank of China's digital transformation, focusing on credit intelligence solutions [1][3] Group 2 - Qifu Technology addresses two main challenges: enhancing marketing precision through a personalized customer profiling system and improving credit due diligence efficiency [2] - The implementation of Qifu's intelligent marketing platform led to a 25% increase in conversion rates for the Bank of China's Shanghai branch, translating to an additional 5 million yuan in monthly deposits [2] - The credit due diligence process was reduced from 7 days to 1 day, allowing a credit team to complete three preliminary research projects for small and micro enterprises in the time saved [2] Group 3 - Qifu Technology has been recognized as an excellent service provider for the Bank of China's digital transformation, being included in the "Top 30 Outstanding Service Providers" by iResearch Consulting [3] - The company has extensive experience in the financial IT sector, having served 15 state-owned and joint-stock banks and developed over 20 credit intelligence projects [3] - A project for the Bank of China's Beijing branch improved outbound call efficiency by 40%, demonstrating the effectiveness of intelligent outbound solutions [3] Group 4 - Qifu Technology is positioned as a core partner in the Bank of China's digital transformation, proving its capability to address challenges and enhance personalized services [4] - The year 2025 is highlighted as a critical year for the digital transformation of banks, with Qifu's solutions being essential tools for navigating these challenges [4]