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日照港: 关于山东港口集团财务有限责任公司的风险持续评估报告
Zheng Quan Zhi Xing· 2025-08-27 13:17
Group 1 - The financial company, established on July 17, 2014, has undergone several name and license changes, with the current name being Shandong Port Group Financial Co., Ltd. [1][2] - As of June 30, 2025, the financial company reported total assets of 33.289 billion, total revenue of 268 million, and net profit of 187 million [12][13]. - The company's ownership structure includes Shandong Port Group Co., Ltd. holding 51%, Qingdao Port International Co., Ltd. 34.63%, and others [2]. Group 2 - The financial company has a comprehensive internal control system, including a governance structure with a board of directors, supervisory board, and various committees to ensure accountability and risk management [4][11]. - Risk management practices include the establishment of policies and procedures for identifying, assessing, and controlling risks across all business operations [4][7]. - The company has not experienced any significant financial distress or regulatory penalties since its inception, indicating a strong operational track record [13][14]. Group 3 - The financial company adheres to national regulations, maintaining a capital adequacy ratio of 19.60% and a liquidity ratio of 38.75%, both of which meet regulatory requirements [13][14]. - The company has implemented strict management of member unit deposits and lending practices to safeguard funds and prevent fraud [5][6]. - Investment activities are limited to fixed-income securities, with a focus on maintaining acceptable risk levels [10].