Core Viewpoint - The article highlights the efforts of China CITIC Bank's Jinan branch in enhancing financial services for universities during the back-to-school season through a "finance + education" ecosystem approach [1] Group 1: Payment Efficiency - The bank has upgraded its all-payment collection system to improve the efficiency of tuition fee collection, allowing payments to be processed in seconds through multiple channels such as WeChat, Alipay, and bank cards, addressing previous issues of system congestion and delayed transactions during peak payment periods [2] Group 2: Service Diversification - The bank is transitioning from a "single service" model to a "multi-ecosystem" approach by extending its service offerings to include comprehensive fund management for schools, wealth management and investment recommendations for faculty, and group insurance for students, positioning itself as a "comprehensive financial partner" for educational institutions [3] - Future plans include deepening collaboration with educational institutions in areas such as smart campus construction and fund management optimization, with tailored financial solutions aimed at supporting the stable and healthy development of educational organizations [3]