Core Insights - The article highlights the successful transformation of a businessman, Ma Youcheng, from real estate and used car industries to the agricultural sector, specifically in livestock feed production, supported by Postal Savings Bank's financial services [1][3]. Group 1: Company Overview - Ningxia Yanzhuo Agricultural Technology Co., Ltd. was founded by Ma Youcheng in 2017, focusing on livestock feed after leaving the volatile real estate and used car markets [1][3]. - The company faced significant challenges in 2022 due to declining prices of beef and lamb, leading to high costs and low profits for farmers, which resulted in inventory buildup and a strained cash flow [1][3]. Group 2: Financial Support - In the first half of 2024, Postal Savings Bank's branch in Guyuan City provided a quick 300,000 yuan (approximately 43,000 USD) unsecured loan with a repayment plan that allows interest payments every quarter and principal repayment after three years, aligning with the agricultural cycle [1][3]. - This financial support was described as a "timely rain" that helped stabilize the business, allowing it to expand its sales network to cover four counties and one district, serving over a hundred farmers [1][3]. Group 3: Agricultural Financing Initiatives - Postal Savings Bank has been optimizing its agricultural financial services by innovating products like credit loans and special loans, establishing a "paperless application, online approval, and quick disbursement" green channel to address the financing difficulties faced by agricultural entities [2][4]. - As of the current year, the bank has disbursed 68 million yuan (approximately 10 million USD) in agricultural loans, contributing to the revitalization of rural areas [2][4].