Core Viewpoint - The Industrial and Commercial Bank of China Dongguan Branch (Dongguan ICBC) is actively implementing financial support measures for small and micro enterprises, enhancing credit supply, and optimizing service mechanisms to stabilize local economic development [2] Group 1: Financial Support for Small and Micro Enterprises - Dongguan ICBC has served over 28,200 small and micro enterprises, with a loan approval rate of 99% for 8,384 loan applications in Q2 2025 [3] - The balance of inclusive loans reached 64.7 billion yuan by the end of June 2025, with a 30 basis point reduction in the average interest rate of newly issued inclusive loans compared to the end of 2024 [3] - The bank has integrated government guarantees and financial subsidies to address the financing challenges faced by small enterprises, approving 46 entrepreneurial guarantee loans totaling 160 million yuan [3] Group 2: Customer Engagement and Service Optimization - Dongguan ICBC has actively participated in government-organized financing coordination activities to ensure small enterprises are aware of available financial products [5] - The bank has conducted targeted services in industrial parks, providing one-on-one consultations and product explanations to meet specific customer needs [5] - A "branch + sub-branch" linkage mechanism has been established to enhance service delivery, with over 30,000 enterprises visited and a total credit issuance exceeding 30 billion yuan since the implementation of the financing coordination mechanism [6] Group 3: Innovative Financial Products and Services - Dongguan ICBC has introduced a series of specialized financial products such as "Wool Weaving Loan," "Vegetable Basket Loan," and "Technology Loan" to support key sectors like rural revitalization and advanced manufacturing [6] - The bank has promoted non-repayment renewal loans to address the challenges of loan transfers, providing flexible support measures for struggling enterprises [6] - Future plans include strengthening support for rural revitalization, advanced manufacturing, and high-tech sectors, while continuing to innovate financial products [7]