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为富民兴业注入金融动能 中国人民银行雅安市分行“固‘点’、成‘线’、拓‘面’”赋能乡村全面振兴
Jin Rong Shi Bao· 2025-09-11 06:34
Core Viewpoint - The article emphasizes the importance of county-level financial services in promoting rural revitalization and inclusive finance in China, highlighting the significant growth in microfinance loans in Yaan City. Group 1: Financial Service Framework - Establishment of a County Financial Service Work Committee to enhance financial service coordination, led by the People's Bank of China Yaan Branch [2] - The committee has conducted 35 discussions and responded to over 60 financial requests from government, enterprises, and the public since 2025 [2] Group 2: City-County Coordination - Implementation of a structured communication system between city and county financial services, including the establishment of 19 financial liaison mechanisms with external units [3] - Six counties have signed cooperation memorandums, resulting in a 6.50% increase in loan balances compared to the beginning of the year, surpassing the city's overall loan growth rate [3] Group 3: Service Quality Enhancement - Development of a comprehensive policy transmission system, with over 100 policy interpretations published since 2025 [4] - The "Ministry of Enterprise First Loan" program facilitated loans amounting to 2.293 billion yuan to 429 market entities [4] Group 4: Targeted Financial Practices - Significant growth in loans for specific industries, with tea and pepper loans increasing by 30.41% and 70.80% respectively [5] - Introduction of innovative financial products, resulting in a total loan issuance of 715 million yuan from January to August [5] Group 5: Community Engagement and Support - Establishment of financial service points in all counties and villages, conducting 292 promotional activities covering over 222,500 people [6] - The city has been selected as a pilot area for the "Government-Bank-Guarantee" model, with 1.52 billion yuan in entrepreneurial guarantee loans issued, creating 863 jobs [6]