县域是城乡融合发展的重要切入点，也是实施乡村全面振兴战略的主战场，更是发展普惠金融的关键阵 地。中国人民银行雅安市分行"固'点'、成'线'、拓'面'"，为富民兴业注入金融动能。截至7月末，雅安 市普惠小微贷款余额同比增长16.27%，高于各项贷款增速5.51个百分点。 固"点"：夯实县域金融服务"四梁八柱" 成立县域金融服务工作委员会，坚持党对金融工作的全面领导，发挥党委"头雁领航"作用，由中国人民 银行雅安市分行党委书记、行长任主任、其他党委班子成员任副主任，推动县域经济金融协同共进。 2025年以来，该行党委班子成员带头深入9个县(区)召开座谈、调研35次，回应政府、企业、群众金融 诉求60余个。 "两点"即金融联络员和联系行，精选9名年轻干部、9家县域银行机构分别担任金融联络员、联系行，常 态化对接助推政策传导精准化、问题解决高效化、资源协同最大化。 成"线"：畅通市县协同链路 内外协同聚合力。建立县域金融服务工作委员会全体会议、专题会议制度，先后召开3次会议议定重点 工作部署、完善联络机制。实行党委成员挂联制，党委成员分包联系1-3个县（区），搭建"委员会牵头 ——分管领导负责——办公室协调——部门落 ...

县域是城乡融合发展的重要切入点，也是实施乡村全面振兴战略的主战场，更是发展普惠金融的关 键阵地。中国人民银行雅安市分行"固'点'、成'线'、拓'面'"，为富民兴业注入金融动能。截至7月末， 雅安市普惠小微贷款余额同比增长16.27%，高于各项贷款增速5.51个百分点。 固"点"：夯实县域金融服务"四梁八柱" 成立县域金融服务工作委员会，坚持党对金融工作的全面领导，发挥党委"头雁领航"作用，由中国 人民银行雅安市分行党委书记、行长任主任、其他党委班子成员任副主任，推动县域经济金融协同共 进。2025年以来，该行党委班子成员带头深入9个县(区)召开座谈、调研35次，回应政府、企业、群众 金融诉求60余个。 拓"面"：深化"四直达"服务质效 政策"看得懂、用得上"。构建"线上+线下"政策传导链条，实现"数量、种类、平台"三扩容。2025 年以来，依托公众号、二维码、党政网等发布政策解读100余篇。通过"民企首贷通"和"码上振兴"二维 码平台对接429户市场主体实现贷款22.93亿元；通过资金流信用信息平台促成中小微企业贷款户数、金 额均列全省第二位。线下开展文旅、绿色等产业的政银企对接会3次，为10家企业授信约8亿 ...

Financial Empowerment of Agriculture - The article highlights the role of financial institutions in supporting agricultural development, particularly through credit loans for new farmers and various agricultural projects [2][12][17] - As of June 2025, the total loan balance in Heze reached 528.9 billion yuan, an increase of 34 billion yuan, representing a growth rate of 6.87%, ranking seventh among provincial jurisdictions [2][17] Case Study: New Farmers - A new farmer, Cui Shitao, has successfully implemented intercropping techniques for corn and soybeans, increasing soybean yield by nearly 300 jin per mu without reducing corn production [6][10] - The Postal Savings Bank of Heze provided Cui with an 850,000 yuan credit loan, which was crucial for his farming operations and expansion plans [6][10] Case Study: Wood Ear Mushroom Industry - The wood ear mushroom industry in Liuqiao Village has become a significant source of income for local farmers, with 380 greenhouses established [10][11] - The local agricultural bank has provided 21.92 million yuan in credit support to 59 households in the village, facilitating the growth of this industry [10][11] Development of Traditional Chinese Medicine Industry - The Chinese medicine industry in Juancheng is experiencing growth due to policy benefits and market demand, but funding shortages remain a challenge [12][13] - The Bank of China in Juancheng has introduced the "Chinese Medicine Loan," providing 30.66 million yuan in loans to local growers and traders, which has stimulated the rapid development of the industry [12][13] Financial Services and Economic Growth - The Heze Financial Regulatory Bureau is focused on enhancing financial services to support economic development, with initiatives aimed at increasing loan availability and reducing interest rates for small and micro enterprises [17] - The average interest rate for newly issued corporate loans dropped to 4.35%, saving businesses 709 million yuan in interest expenses [17]

Group 1 - The core viewpoint of the articles emphasizes the role of the banking sector in supporting high-quality economic development in Heze, Shandong Province, particularly through innovative financial services and targeted support for local industries [1][28]. - Heze's GDP reached 480.26 billion yuan with a growth rate of 7.6% in 2024, surpassing the provincial average growth rate of 5% [1]. - The Heze Financial Regulatory Bureau has implemented various initiatives, including the "Hui He Jin" platform and projects to enhance loan-to-deposit ratios, to boost financial services and support economic growth [2]. Group 2 - As of June 2025, the total loan balance in Heze reached 528.9 billion yuan, with an increase of 34 billion yuan, marking a growth rate of 6.87% [2]. - The green credit balance in Heze was 61.246 billion yuan as of June 2025, reflecting a growth of 19.05% [3]. - The Agricultural Development Bank of Heze has approved four photovoltaic projects totaling 3.24 billion yuan, with 1.13 billion yuan already disbursed for fixed asset loans [4]. Group 3 - The Heze Financial Regulatory Bureau has focused on supporting traditional industries' transformation and upgrading, emphasizing the importance of financial services in enhancing local economic competitiveness [26]. - The "specialized, refined, distinctive, and innovative" enterprises in Heze received financial support, with 991 such enterprises benefiting from loans totaling 9.789 billion yuan, a growth of 27.94% compared to the beginning of the year [12]. - The Heze banking sector has actively engaged in providing tailored financial solutions to local agricultural producers, enhancing their operational capabilities and productivity [5][6].