Core Viewpoint - The technology sector has seen a significant rise in stock prices, leading to substantial returns for bank wealth management products that have invested in technology assets [2][3]. Group 1: Performance of Technology Wealth Management Products - As of August 13, among 49 wealth management products with "technology" in their names, the highest yield since inception exceeded 20%, with 10 products yielding over 10% and 24 products yielding over 5% [2]. - The "全鑫权益" product from ICBC Wealth Management achieved an annualized yield of 20.3% over the past month and 10.97% over the past year as of August 14 [3]. - The "招银理财招卓专精特新" product has a cumulative yield of 13.55% since its inception, with a one-year volatility of 32.17% as of August 14 [3]. Group 2: Market Trends and Product Offerings - The technology sector has been bolstered by supportive policies, prompting wealth management firms to increase the creation and investment in technology-themed products [5]. - As of August 14, there are 49 existing products with "technology" in their names and 34 with "科创" (innovation) in their names, indicating a growing focus on technology investments [5]. - Most of the 83 existing products are fixed-income products, with a focus on investing in assets related to technological innovation while controlling risks [5]. Group 3: Investment Strategies and Risk Considerations - Wealth management products are increasingly focusing on ESG-compliant technology-related assets and high-grade bonds to mitigate credit risk [6]. - Investment managers emphasize that products with equity components tend to have higher net value volatility compared to pure fixed-income products, requiring investors to have a certain level of investment discipline and timing ability [4][6]. - Investors are advised to prioritize products with transparent underlying asset investments and strategies, focusing on high-credit-rated technology bonds or those clearly investing in leading technology firms [6].