Core Points - Postal Savings Bank of China (PSBC) has experienced a decline in stock price, dropping 2.71% to 5.75 CNY per share, with a total market capitalization of 690.547 billion CNY [1] - The bank's stock has fallen for three consecutive days, with a cumulative decline of 5.27% during this period [1] - PSBC primarily operates in personal banking (65.15% of revenue), corporate banking (22.71%), and funding operations (12.10%) [1] Company Overview - PSBC was established on March 6, 2007, and listed on December 10, 2019 [1] - The bank provides a range of financial services, including personal and corporate banking, as well as funding operations [1] - Personal banking services include savings, loans, and credit cards, while corporate banking offers loans, deposits, and various financial products [1] Fund Holdings - Huian Fund has a significant holding in PSBC, with its Huian Fengheng Mixed A Fund (003845) being the seventh-largest holding [2] - The fund reduced its holdings by 5.91 thousand shares in Q3, now holding 8.54 thousand shares, representing 0.19% of the fund's net value [2] - The fund has incurred a floating loss of approximately 1.37 thousand CNY today and a total of 2.73 thousand CNY during the three-day decline [2] Fund Manager Performance - The fund manager of Huian Fengheng Mixed A is Jin Hongfeng, who has been in the position for 4 years and 112 days [3] - Under his management, the fund has achieved a best return of 22.09% and a worst return of -0.61% [3] - The fund's total asset size is 4.126 billion CNY, with a year-to-date return of 3.3% [3]

Core Viewpoint - Postal Savings Bank of China has experienced a continuous decline in stock price over the past week, raising concerns among investors regarding its performance and market position [1][2]. Company Overview - Postal Savings Bank of China, established on March 6, 2007, and listed on December 10, 2019, is headquartered in Beijing, China, and provides a range of banking and financial services [1]. - The bank's main business segments include personal banking (69.57% of revenue), corporate banking (19.70%), funding business (10.65%), and other services (0.07%) [1]. Stock Performance - As of October 13, the bank's stock price fell by 0.88% to 5.61 CNY per share, with a total market capitalization of 673.73 billion CNY [1]. - The stock has seen a cumulative decline of 7.43% over the past seven days [1]. Fund Holdings - Two funds under Huian Fund have significant holdings in Postal Savings Bank, totaling 258,200 shares, resulting in a floating loss of approximately 11,620 CNY over the past week [2]. - The specific funds include Huian Fengheng Mixed A and Huian Xinzhe Steady One-Year Holding Period Mixed A, with respective holdings of 144,500 shares and 113,700 shares [2].