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规模翻16倍!苏州银行“开挂”成长路,解锁服务实体经济的密码
Jin Rong Shi Bao· 2025-12-16 03:11
Core Viewpoint - Suzhou Bank has achieved significant growth and transformation over 15 years, evolving from a local bank to a regional financial backbone, aligning its development with national strategies and contributing to the high-quality development of the economy [1][3]. Group 1: Financial Performance and Growth - As of Q3 2025, Suzhou Bank's total assets reached 776.04 billion, a 16-fold increase since its establishment, with deposits and loans growing 14.31 times and 15.59 times respectively [3]. - The bank ranked 237th in the 2025 Global Bank 1000 list, improving by 48 positions in three years and 735 positions since its inception [3]. - The bank's focus on specialized operations has led to nearly 20% of its loans directed towards manufacturing and inclusive small and micro enterprises, which is above the industry average [3]. Group 2: Strategic Development and Innovation - Suzhou Bank has undergone a strategic transformation since its establishment in 2010, focusing on the integration of financial services with local economic needs and the national strategy of the Yangtze River Delta [2][4]. - The bank has developed a comprehensive financial service model that includes subsidiaries and innovative financial products, enhancing its service capabilities and supporting regional economic development [3][5]. Group 3: Support for Innovation and Technology - The bank has launched initiatives to support technology innovation, including the "Accompanying Flight," "Soaring," and "Leading" plans, targeting emerging industries such as biomedicine and artificial intelligence [5][6]. - Suzhou Bank has served over 13,500 technology enterprises, with a credit scale exceeding 130 billion, indicating a strong commitment to supporting innovation [6]. Group 4: Community and Consumer Services - The bank emphasizes a people-centered approach, integrating financial services into daily life and enhancing community engagement through initiatives like the "Su Xin" brand [7][8]. - Suzhou Bank has developed specialized financial products for the elderly and has actively engaged in community services, including health seminars and support for new citizens [9]. Group 5: Consumer and Cultural Development - The bank is responding to national policies aimed at boosting consumption by creating platforms for consumer engagement and supporting cultural events [10][11]. - Suzhou Bank has introduced digital financial products to streamline services for residents, enhancing access to financing for various needs [10][11].