Workflow
浙农服
icon
Search documents
浙江创新金融支农模式 “工销链农贷”首月授信破千万元
Zhong Guo Xin Wen Wang· 2025-08-20 16:34
Core Viewpoint - Zhejiang Province has launched an innovative agricultural support service product called "Gongxiao Chain Agricultural Loan," which has provided credit of 15 million yuan to over 30 farmers within half a month of its launch [1] Group 1: Product Overview - "Gongxiao Chain Agricultural Loan" is based on the "Zhe Nong Fu" digital service platform, offering farmers specialized loans that are unsecured and low-interest [1] - The loan funds are designated for specific use, allowing farmers to directly pay for agricultural materials or machinery services [1] Group 2: Objectives and Benefits - The initiative aims to reduce financing costs for agricultural producers and lower the circulation costs of agricultural materials, while also shortening the repayment cycle for agricultural service providers [1] - The loan process is fully digitized, including application, credit assessment, and fund allocation, ensuring transparency and traceability of information [1] Group 3: Credit Mechanism - The "credit expansion with credit" mechanism dynamically increases farmers' credit limits based on transaction data, production data, and repayment records, fostering a positive cycle between financial support and industry development [1]