从扫码支付的"秒到账"，到跨境投资的"一键通"，再到小微企业贷款的"快审批"——这些日常金融 场景的顺畅运转，背后都离不开金融基础设施的支撑。作为金融市场的"核心骨架"，金融基础设施不仅 是各类交易的"中转站"，更是维护金融稳定、保障资源配置的基石，其架构设计与监管效能，直接关系 到金融服务的质量与经济运行的平稳。 金融基础设施是金融资源交易运行的"道路桥梁"。金融基础设施是指为各类金融活动提供基础性公 共服务的系统及制度安排。目前，我国已逐步形成了为货币、证券、基金、期货、外汇等金融市场交易 活动提供支持的基础设施体系，功能比较齐全、运行整体稳健。金融基础设施服务效率的高低和质量的 优劣，决定了金融市场定价和资源配置是否有效。金融基础设施的服务效率越高、质量越优，市场信息 传递就越及时，资金供需匹配就越精准。 党的二十届四中全会审议通过的《中共中央关于制定国民经济和社会发展第十五个五年规划的建 议》，首次将"加快建设金融强国"写入五年规划建议，并围绕此目标作出全面部署，其中提出"建设安 全高效的金融基础设施"。未来如何进一步建设好金融基础设施，助力金融强国建设？经济日报记者采 访了多位业内人士。 推动资源高 ...

Core Viewpoint - Zhejiang Province has launched an innovative agricultural support service product called "Gongxiao Chain Agricultural Loan," which has provided credit of 15 million yuan to over 30 farmers within half a month of its launch [1] Group 1: Product Overview - "Gongxiao Chain Agricultural Loan" is based on the "Zhe Nong Fu" digital service platform, offering farmers specialized loans that are unsecured and low-interest [1] - The loan funds are designated for specific use, allowing farmers to directly pay for agricultural materials or machinery services [1] Group 2: Objectives and Benefits - The initiative aims to reduce financing costs for agricultural producers and lower the circulation costs of agricultural materials, while also shortening the repayment cycle for agricultural service providers [1] - The loan process is fully digitized, including application, credit assessment, and fund allocation, ensuring transparency and traceability of information [1] Group 3: Credit Mechanism - The "credit expansion with credit" mechanism dynamically increases farmers' credit limits based on transaction data, production data, and repayment records, fostering a positive cycle between financial support and industry development [1]