海外新能源车险
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开启新征程!众安保险以科技赋能破局海外新能源车险市场
Huan Qiu Wang· 2025-10-30 01:54
Core Viewpoint - ZhongAn Insurance has successfully launched its first overseas new energy vehicle insurance business, marking a strategic breakthrough from "0 to 1" in the context of China's growing new energy vehicle exports and internationalization [1] Group 1: Market Context - China's automotive industry association reported that from January to September 2025, new energy vehicle exports reached 1.758 million units, representing a year-on-year increase of 89.4% [1] - Emerging markets such as Thailand, Indonesia, and Brazil are becoming key areas for automotive companies' expansion, but overseas vehicle owners face challenges such as difficulty in obtaining insurance and high premiums [1] Group 2: Challenges in the Industry - New energy vehicle companies face issues including insufficient insurance supply, weak local repair capabilities, and incompatible data models when expanding overseas [1] Group 3: Company Strategy - ZhongAn Insurance aims to leverage its "industry ecosystem + technology empowerment" dual-driven capability to focus on the overseas new energy vehicle insurance market, utilizing its data and intelligent risk control advantages to achieve differentiated breakthroughs [1] - The company plans to gradually expand its overseas new energy vehicle insurance reinsurance coverage and deepen the "insurance + technology" model output, with the goal of building a replicable and sustainable global insurance technology ecosystem [1]