证券代码：002958 证券简称：青农商行 青岛农村商业银行股份有限公司投资者关系活动记录表 编号:2026-04 | 投资者关系活动类 | 特定对象调研 □分析师会议 | | --- | --- | | 别 | □媒体采访 业绩说明会 | | | □新闻发布会 □路演活动 | | | □现场参观 □其他： | | 参与单位名称及人 | 长江证券马祥云、赵增辉、熊锋、马月、谢金彤、陈曦，中路财险冷雯靖， | | 员姓名 | 浙商证券资管范远韬，招商资管段夏青，长江养老保险黄静，长城证券姚 | | | 宁，源峰基金熊毅，申万宏源自营姚雨薇，上海证券周春欣，鹏扬基金解 | | | 紫淳，华泰保兴基金袁静雅，华创证券何逸朦，国信证券自营丁宸，国泰 | | | 基金蒋志伟，国泰海通资管徐馨依、朱莹，国联资管黄志宇，国金基金张 | | | 畅，国海证券资管梁云清，方正富邦基金周子豪，东方证券自营刘星宇 | | 时间 | 2026 年 1 月 27 日上午 | | 地点 | 本行 楼会议室 4 | | 上市公司接待人员 | 本行高管及相关部门人员 | | 姓名 | | | | 1.贵行在支持青岛特色产业（如海洋经济、 ...

Group 1: Strategic Focus Areas - The bank's fundamental direction remains unwavering in serving the real economy and supporting agriculture and small enterprises, focusing on "three rural issues," small and micro enterprises, and regional industrial development [2] - The bank aims to enhance financial supply precision and effectiveness while achieving steady development through its commitment to serving the real economy and "supporting agriculture and small enterprises" [2] - The bank will continue to push forward in key areas such as technology finance, green finance, inclusive finance, pension finance, and digital finance, leveraging its resources and comparative advantages [2] Group 2: Loan Focus for 2026 - The bank plans to deepen loan investments in key areas, particularly targeting the innovative "10+1" industrial system in Qingdao, with a focus on the manufacturing industry's financing needs [2] - Emphasis will be placed on expanding sustainable development-linked loan applications and enhancing the "carbon accounting digital platform" to support local "dual carbon" goals [2] - The bank will introduce specialized products like "Marine High-tech Loans" and "Port Supply Chain Finance" to support the marine industry, establishing a distinctive brand [3] Group 3: Customer Management and Marketing Strategies - The bank has identified 36,800 high-quality corporate clients in its "white list," aiming for comprehensive marketing outreach [3] - A priority approval mechanism for white list clients will be established to enhance approval efficiency and ensure effective marketing and loan disbursement [3] - The bank will focus on optimizing loan structures by directing resources towards private enterprises and strategic emerging industries, promoting products like "Green Carbon Transformation Loans" and "Manufacturing Leading Loans" [3]