Core Viewpoint - The article emphasizes the role of "inclusive finance" in supporting the real economy and promoting common prosperity, as outlined in the central financial work conference's blueprint for a financial powerhouse [1]. Group 1: Company Initiatives - Bohai Bank actively implements the national rural revitalization strategy by enhancing inclusive financial services in rural areas, addressing challenges such as cumbersome procedures, high thresholds, and insufficient coverage [1]. - The bank has developed a tailored credit solution of 3 million yuan for the Laofulai Vegetable Cooperative, utilizing an innovative model of "policy agricultural guarantee + cooperative mutual guarantee" to overcome financing bottlenecks due to lack of collateral [5]. - Bohai Bank's "Bohai Agricultural Loan" product leverages financial technology to provide efficient, convenient, and affordable credit support to farmers, significantly reducing barriers to agricultural loans [8][10]. Group 2: Financial Product Impact - Since its launch in 2019, the "Bohai Agricultural Loan" has seen a cumulative interest rate reduction of 73 basis points, with the maximum loan amount increased from 150,000 yuan to 200,000 yuan, alleviating the financial burden on farmers [10]. - The total disbursement of the "Bohai Agricultural Loan" has exceeded 1.3 million transactions, amounting to nearly 900 million yuan, benefiting over 9,000 farmers and establishing itself as a key financial brand for the bank in supporting rural revitalization [10]. - The bank aims to continue enhancing the quality and efficiency of inclusive financial services, contributing to high-quality economic and social development during the 14th Five-Year Plan period [11].

Core Viewpoint - The article highlights the significant role of Bohai Bank's Changchun branch in supporting the economic revitalization of Jilin Province over the past eight years, emphasizing its commitment to high-quality development through effective financial services and community engagement [1][3]. Group 1: Financial Contributions and Achievements - Over the past eight years, Bohai Bank's Changchun branch has provided nearly 100 billion yuan in various financing, significantly contributing to the local economy [3]. - The branch has made a tax contribution exceeding 330 million yuan, reflecting its role in supporting local development [3]. - The branch has participated in local bond investments exceeding 110 billion yuan and underwritten corporate credit bonds over 18 billion yuan, supporting infrastructure and key industries in Jilin [10]. Group 2: Strategic Focus Areas - The branch has prioritized five key areas: technology finance, green finance, inclusive finance, pension finance, and digital finance, aligning with national financial directives [5]. - In green finance, the branch has led initiatives such as the first green corporate bond in the province and the first sustainable development-linked medium-term note, contributing to Jilin's dual carbon goals [5][7]. - The "Bohai Agricultural Loan" product has provided 880 million yuan to nearly 9,000 farmers across nine cities in Jilin, showcasing the branch's commitment to rural revitalization [7]. Group 3: Community Engagement and Social Responsibility - The branch has actively engaged in community education, promoting financial literacy through various initiatives, including consumer protection events and anti-fraud campaigns [11]. - It has received over 40 awards for its social responsibility efforts, including recognition as an "Outstanding Unit in Political Work" within the national financial system [12].

Core Viewpoint - The "Bo Nong Loan" product by Bohai Bank's Changchun branch significantly enhances the accessibility and efficiency of agricultural loans for farmers, leveraging financial technology to streamline the application process and reduce costs [1][2][3]. Group 1: Product Development and Features - "Bo Nong Loan" was developed in collaboration with Jilin Provincial Financial Holding Group, officially launched in May 2020 after extensive testing [2]. - The product integrates account functions within the "Ji Nong Jin Fu" app, allowing farmers to complete all loan-related operations on a single platform without needing additional applications [2]. - It enables online one-stop credit inquiries, eliminating the need for farmers to travel to county towns for credit reports, thus reducing time and transportation costs [2][3]. Group 2: Financial Benefits and Cost Reduction - Since its inception, "Bo Nong Loan" has seen a cumulative interest rate reduction of 73 basis points, easing the financial burden on farmers [4]. - The loan limit for single transactions was increased from 150,000 yuan to 200,000 yuan in March 2024, catering to the funding needs of larger agricultural operations [4]. Group 3: Impact and Future Plans - As of August 2025, "Bo Nong Loan" has disbursed approximately 9 billion yuan across 13,000 loans, benefiting over 8,940 farmers in Jilin Province [5]. - Bohai Bank's Changchun branch aims to expand the service further, enhancing product features and service processes to support more farmers and contribute to rural revitalization [5].