Core Insights - The Zhejiang Provincial High People's Court reported an increase in financial cases, with 200,400 new cases and 173,200 concluded cases in 2024, indicating a rising trend in financial litigation [1] - The majority of financial cases are related to private lending disputes (64.37%) and financial loan contract disputes (19.63%), with insurance subrogation disputes being the third most common [1] - Financing lease contract disputes have entered the top five types of financial cases for the first time, primarily occurring in Hangzhou and Ningbo [1] Financial Case Highlights - The report includes ten typical financial case examples, covering various types such as private lending disputes, financial loan contract disputes, insurance disputes, and securities disputes, reflecting the characteristics of Zhejiang's financial judicial work [1] - A notable insurance case involved a logistics company seeking compensation for environmental damage caused by a traffic accident, which was initially denied by the insurance company based on an interpretation of the insurance policy [2][3] - The court ruled in favor of the logistics company, stating that the environmental damage was directly caused by the traffic accident and should be covered by the insurance policy, emphasizing the importance of clear insurance terms and definitions [3]