Maybe you’re a real estate investor who’s short on cash to buy your next property. Or you need funding for your next fix-and-flip project. If you need short-term funding to buy a house, a hard money loan could be your solution — especially if you’re struggling to qualify for other financing options due to your credit history. Find the best mortgage lender for bad credit. What is a hard money loan? A hard money loan is a secured debt product that is backed by real property, or in this case, your house. Y ...