珠江盈多多两全保险(分红型)
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四年没披露偿付能力报告,珠江人寿公开招聘总经理
Xin Lang Cai Jing· 2025-12-25 11:42
Group 1 - The core focus of the article is the recruitment of senior management positions at Zhujiang Life Insurance, including the role of General Manager, which has been vacant since the previous manager, Fu Anping, moved to Xingfu Life Insurance in August [2][14]. - Zhujiang Life Insurance is seeking to fill the General Manager position with candidates who have over 15 years of experience in the finance/insurance industry, including at least 10 years in life insurance management, and preferably those who have been comprehensive managers in the life insurance sector [3][15]. - The responsibilities of the General Manager include strategic leadership, business development, corporate governance, compliance supervision, organizational management, and team building [4][15]. Group 2 - The recruitment announcement emphasizes the need for the General Manager to manage solvency effectively, ensuring that the company's solvency adequacy ratio remains compliant, optimizing capital allocation efficiency, and mitigating liquidity, market, and reputational risks [5][16]. - Zhujiang Life Insurance has not published a solvency report for four years, with the last update being in Q4 2021, indicating a significant gap in financial transparency [6][17]. - As of Q4 2021, Zhujiang Life Insurance's core solvency adequacy ratio was 52.02%, and the comprehensive solvency adequacy ratio was 104.04%. The insurance business generated revenue of 2.5278 billion yuan and a net profit of 328.5748 million yuan [9][19]. Group 3 - The company has experienced a notable loss of senior management, with only four executives currently disclosed on its official website, compared to ten in the previous report [7][18]. - Zhujiang Life Insurance's risk management capabilities are under scrutiny, as it was rated C in the latest risk assessment, which is below the B rating required by regulatory authorities for adequate risk resilience [11][21]. - The main business of Zhujiang Life Insurance is life insurance, with a focus on dividend insurance products. The top five insurance products by premium income in 2024 include Zhujiang Xinduo Duo Whole Life Insurance (dividend type) with 3.905 billion yuan, Zhujiang Yingduo Duo Whole Life Insurance (dividend type) with 3.236 billion yuan, and others [12][22].