伶仃洋畔，浪潮奔涌。"云上智城"的算力引擎昼夜不息，现代化海洋牧场筑牢"深蓝粮仓"，跨境信用合 作"无形桥梁"联通粤港澳大湾区……在广东珠海，一项项改革创新成果加速落地，改革创新的生动图景 不断展开。 跨境信用领域的突破同样亮眼。珠港澳跨境信用服务平台实现三地企业信用互认，打造国际化信用服务 超市。 敢闯敢试，打造改革标杆 四十五载特区发展史，也是一部波澜壮阔的改革创新史。 从重奖科技人才，到探索"科技副总""产业教授"等人才使用模式，智力支撑从"引进来"升级为"用得 好"；从"三来一补"工业企业落地，到推动琴澳一体化、做好港珠澳大桥文章，开放维度从"单向引 进"拓展为"融合共赢"………一项项改革实践，诠释了"敢闯敢试、敢为人先、埋头苦干"的特区精神内 涵。 今年4月，珠海市委全面深化改革委员会会议研究出台《市委全面深化改革委员会2025年重点改革工作 安排》《珠海市关于推动进一步全面深化改革的若干意见》等文件，100项重点任务清单、34项"百千万 工程"集成式改革任务、16项具有珠海辨识度的创造型引领型改革，构建起"系统集成、重点突破"的改 革框架。 瞄准打造城市级的系统性改革体系，珠海以项目化机制推进，加 ...

Group 1 - The 2025 Global Digital Economy Conference focused on the integration of credit and digital economy, discussing practical paths for high-quality development [1] - The forum emphasized the importance of technological innovation and ecosystem construction in enhancing the digital economy [1] Group 2 - Cities like Hangzhou, Zhuhai, and Beijing are actively innovating credit systems to empower small and medium-sized enterprises (SMEs) [2] - Hangzhou has established a comprehensive credit system covering four major areas, accumulating 994 million credit information records and embedding credit checks into 38 business systems [2] - Zhuhai has developed a cross-border credit service platform to support trade cooperation and financial innovation, facilitating access to credit information for over 400,000 market entities [2] Group 3 - Beijing's Tongzhou District is addressing green financing challenges for SMEs by creating a "credit + green finance" ecosystem, integrating environmental performance and compliance into a comprehensive green credit evaluation system [3] - This initiative aims to help financial institutions identify quality clients that meet green lending standards [3] Group 4 - The integration of credit economy and digital economy is seen as beneficial for reducing transaction and management costs, optimizing resource allocation [4] - Experts suggest establishing a business credit system focused on accounts receivable to address the issue of delayed payments among enterprises [4] - New technologies like AI and big data are expected to enhance credit system restructuring, improving risk identification for SMEs [4] Group 5 - The "Beijing Credit Service Industry Development Blue Book (2025)" indicates that by the end of 2024, there were 154 credit institutions registered with the People's Bank of China, with 35 located in Beijing [5] - The credit industry in Beijing provided 22.251 billion credit products and services in 2024, marking a nearly 7% year-on-year growth, with business revenue reaching 8.997 billion yuan, a 28.6% increase [5]

Core Viewpoint - The forum on "Credit Empowering High-Quality Development of Digital Economy" highlighted the importance of cross-border credit data integration in promoting economic cooperation and financial innovation within the Guangdong-Hong Kong-Macao Greater Bay Area [1][3]. Group 1: Background and Importance - The continuous development of the Greater Bay Area has accelerated the flow of resources, making credit data a crucial information resource for economic cooperation and social development [3]. - Zhuhai, as a key city in the Greater Bay Area, has a significant economic contribution, generating 3% of Guangdong's GDP with only 1% of its land and 2% of its population [3][4]. - In 2024, Zhuhai's border inspection station recorded 203 million inbound and outbound passengers, with over 11 million at the Gongbei port, indicating strong connectivity with Hong Kong and Macau [3]. Group 2: Credit Service Platform Development - Zhuhai has launched the Zhuhai-Hong Kong-Macao Cross-Border Credit Service Platform to enhance collaboration and promote high-quality regional development [4][5]. - The platform aims to facilitate the outbound flow of domestic credit data, attract overseas credit data, and achieve dual integration of credit data from both regions [5][6]. Group 3: Solutions to Challenges - The platform addresses challenges such as high data barriers and low verification efficiency in cross-border social assistance by integrating key data from Macau residents in Zhuhai [6]. - It aims to improve the credit evaluation process for Hong Kong and Macau residents, enabling them to access credit facilities in mainland China [6][7]. Group 4: Collaboration and Innovation - The platform collaborates with various credit service institutions to provide comprehensive credit report services for mainland enterprises, helping them mitigate foreign trade risks [7]. - It has introduced mechanisms for cross-border credit recognition and policy sharing, including incentives for trustworthy enterprises in the Greater Bay Area [8]. Group 5: Future Outlook - The exploration of cross-border credit system integration is just the beginning, with plans to enhance credit information sharing mechanisms and expand applications for cross-border credit ratings and joint rewards and penalties [9]. - There is a focus on establishing a unified cross-border credit standard in collaboration with ASEAN and other international credit service institutions to facilitate cross-border trade and investment [10].