Core Insights - The Agricultural Bank of China, Shandong Province, has introduced the "Ecological Value Loan" to facilitate financing for ecological products and streamline the loan process, thereby enhancing credit limits and reducing interest rates [1][2] Group 1: Financial Innovations - The bank has established an ecological value "green list" and a "green financial project database" to support the implementation of the ecological value realization mechanism in Shandong Province [1] - The "Ecological Value Loan" product aims to address the challenges of "difficult to mortgage" and "difficult to realize" ecological products by simplifying the loan procedures [1] Group 2: Targeted Financial Services - The bank provides comprehensive financial services through an "online + offline" model, tailored to meet the needs of "Ecological Value Loan" clients [1] - Financial products offered include loans for rural collective economic organizations, farmer cooperatives, and individual rural production operations, with interest rate discounts of 5 to 10 basis points for key clients on the green list [2]