Core Viewpoint - Insurance funds are long-term capital that can effectively support the real economy through various investment forms, enhancing the quality and efficiency of service to the economy [1][4]. Group 1: Role of Insurance Funds - Insurance funds play a crucial role in financing large infrastructure projects, such as the Longyangxia Hydropower Station, which has an average annual power generation of 6 billion kilowatt-hours and significantly improves irrigation guarantee rates [3][4]. - The advantages of insurance funds include large scale, stable sources, and long duration, making them suitable for matching the investment needs of clean energy projects [3][4]. Group 2: Investment Examples - China Life invested 8 billion yuan in 2017 and 9 billion yuan in 2019 in equity investments for the Qinghai Yellow River Company, demonstrating the commitment to supporting major projects [4]. - Major projects supported by insurance funds include the Qingdao Jiaozhou Bay Bridge, Anjiang Expressway, and Xinjiang Hami Photovoltaic Power Station [4]. Group 3: Investment Strategies - Insurance funds support the real economy through fixed investments, equity investments, and alternative investments, including bonds, stocks, and asset management products [6]. - Alternative investments allow for more flexible and customized approaches to directly invest in enterprises and projects, particularly in emerging industries and green initiatives [6][7]. Group 4: Market Environment and Challenges - The current low interest rate environment poses challenges for insurance investments, necessitating a shift from liability-driven to equity-driven investment strategies [7]. - Insurance companies are encouraged to enhance their research and investment capabilities to better navigate economic cycles and identify suitable investment opportunities [7][8]. Group 5: Risk Management - To address funding security and liquidity constraints, insurance companies must improve their investment risk prevention capabilities through financial technology and better risk management practices [8].