畜禽饲料成本价格保险

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国元保险河南分公司:“保险+期货”为农户增收提供“金融盾牌”
Zhong Guo Jin Rong Xin Xi Wang· 2025-06-24 11:39
Core Viewpoint - The innovative "insurance + futures" financial model developed by Guoyuan Insurance Henan Branch helps farmers hedge market risks and reduce agricultural product price volatility, significantly impacting farmer income [1][2]. Group 1: Product Development - Guoyuan Insurance Henan Branch has developed various price insurance products tailored to the agricultural industry in Henan, including "livestock feed cost price insurance," "target price insurance for pigs," "target price insurance for soybeans," and "target price insurance for corn" [1]. - The company collaborates with futures companies to implement hedging operations, thereby diversifying systemic risks in agricultural production and providing income security for farmers [1]. Group 2: Specific Product Launches - In response to significant fluctuations in pig prices, Guoyuan Insurance Henan Branch launched the "target price insurance for pigs + futures" product, which offers price risk protection for pig production enterprises through the purchase of over-the-counter options [1]. - This initiative stabilizes expected returns for pig production enterprises and enhances the confidence of breeding farms [1]. - Additionally, the company introduced the "target price insurance for corn + futures" product to address the risk management needs of corn planting enterprises and farmers, providing dual protection against market price fluctuations and natural disasters [1]. Group 3: Impact on Agriculture - The "insurance + futures" model provides precise and efficient price risk protection for farmers and agricultural operators, alleviating the impact of market volatility on agricultural production [2]. - This model plays a positive role in promoting agricultural modernization and revitalizing rural industries [2].