Group 1 - The core viewpoint of the articles highlights the initiatives taken by Siyang Rural Commercial Bank to support the development of small and micro enterprises through innovative financial products, policy support, and upgraded services [1][2] - The bank has introduced a seamless refinancing service, processing 60 loans amounting to 257 million yuan this year, addressing the refinancing challenges faced by enterprises [1] - Customized financial products such as "Factory Loan," "E-commerce Loan," and "Green Loan" have been developed to cater to the specific needs of local industries, creating a comprehensive service system for different stages of business development [1] Group 2 - The establishment of a specialized branch for small and micro enterprises with a dedicated credit plan of 1 billion yuan and a unique evaluation and assessment mechanism [2] - A composite service team consisting of financial advisors, legal experts, and agricultural technology personnel has been formed to provide tailored consulting services covering various aspects such as financial management and legal compliance [2] - A special action called "Financial Benefits for Enterprises" has been launched to conduct comprehensive surveys of 2,313 enterprises, creating a dynamic database to address financing pain points and improve financial service accessibility [2]