金融服务创新
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湖南日报|常德经开区:金融活水精准滴灌企业
Xin Lang Cai Jing· 2026-01-07 04:54
α共中央致电祝贺老挝人民革命党 第 十 二 次 全 国 代 表 大 会 召 新线计业市1月6日由 1日6日 挝人民革命党第十二 次会国代表: 会召开_帮申说, 动堂和国家名项事业取得 业发展作出战略规划和具体部 三列車 老龄人民苦命管是去射人民和 驱发展成龄_我们对此成到山事流 型 塑在菜料 | 日收在菜料中心理 t会主义事业的坚强领导核 大以来,以通伦总书记 将老挝社会主义事业招 为首的老挝营中央致力于加强党的 毛伟明在总结部署十大重点民生实事时强调 代中国特色社会主义思想指引下 小窗口大视野惠民生 1 廊日报 1月6日讯(全媒体记) 通讯员 罗勇 慕伟)近日,常德昆宇 来自西班牙的40多亿元订单。"多亏园区金 多专班最身定制的'订单倍'和动产融资方 们才能顺利拿下这笔三年期海外大单 费人向记者道出了发展背后的金融助力 针对企业融资难、融资贵问题,常德 士年组建金融服务工作专班,构建" 准触达市场主体。专班联动28家金融机 业人才组建专家庭,搭建企业需求、金融产品 构资源"三库龄动"匹配平台,实现3065家企 保姆计划",建立"1名专班领导+1名金融 1 套定制方案+N家服务机构"应急服务模式 推动会业融资 ...
“零距离”服务 “加速度”推进
Xin Lang Cai Jing· 2026-01-04 21:06
时间回到去年6月。当河西区得知天津轨道交通集团有意以国际航运大厦发行资产证券化产品时,没有 等待企业上门,而是第一时间主动对接,将项目纳入"重点服务清单"。 国际航运大厦位于解放南路256号,建筑面积6.03万平方米,是河西区的优质资产,也是此次项目的"底 子"。作为运营主体的天津轨道交通集团子公司天津津轨资产管理有限公司,对新金融产品发行路径感 到迷茫。面对需求,河西区沉下心来,和企业一起研究政策、分析利弊,最终协助敲定了发行持有型不 动产ABS项目(机构间REITs)的最优方案。 (来源:天津日报) 转自:天津日报 "资金到账了!"去年12月23日,当天津轨道交通集团国际航运大厦持有型不动产ABS项目(机构间 REITs)的募集资金顺利划入账户,河西区的相关工作人员终于松了一口气。这不仅意味着天津市首单 机构间REITs(不动产投资信托基金)项目成功落地河西,更标志着河西区在金融服务创新上迈出了坚 实一步。 "企业有难题,我们就去解决。"工作人员一次次上门对接,与企业、金融机构反复沟通,共同研究方 案。从项目初期的路径规划到推进中的流程梳理,从政策条款的细致解读到实操环节的精准辅导,河西 区用"零距离"服 ...
民生银行获评人民网“2025人民匠心品牌”
Jin Rong Jie Zi Xun· 2025-12-31 10:00
Core Viewpoint - China Minsheng Bank was awarded the "People's Artisan Brand" title at the "2025 People's Finance Forum" for its continuous innovation in financial services, stable operations, and social responsibility [1][3]. Group 1: Company Overview - China Minsheng Bank, established in January 1996, is the first national joint-stock commercial bank primarily initiated by private enterprises in China [3]. - The bank has total assets exceeding 7.7 trillion yuan and net assets over 680 billion yuan, with more than 2,400 branches and over 62,000 employees [3]. - It holds various financial licenses, including commercial banking, financial leasing, fund management, overseas investment banking, and bank wealth management [3]. Group 2: Strategic Focus - The bank focuses on being a bank for private enterprises, an agile and open bank, and a bank dedicated to customer service [3]. - It has developed distinct characteristics and competitive advantages in serving private enterprises, small and micro enterprises, community finance, and digital finance [3]. Group 3: Social Responsibility and Recognition - China Minsheng Bank has actively supported rural revitalization for 23 consecutive years, achieving the highest rating of "Good" in central targeted assistance assessments [4]. - The bank has engaged in cultural philanthropy for 18 years, operating six public art institutions and supporting national strategies and public services [4]. - It has received the MSCI ESG rating of "AAA" for two consecutive years from 2024 to 2025, which is the highest global rating [4]. - The recognition as a "People's Artisan Brand" is seen as both an honor and a responsibility, prompting the bank to continue building its brand with dedication and to contribute to sustainable economic and social development [4].
金融活水润消费 农行内蒙古分行让汽车市场“热”起来
Zhong Guo Jin Rong Xin Xi Wang· 2025-12-31 06:55
与此同时,该行聚焦公务员、央企职工、事业单位职工等优质客群,量身打造专属服务方案,创新推 出"一证通办"便捷提车服务,客户仅凭身份证即可完成主要手续办理。"现在客户买车,基本不用农行 工作人员到场,线上扫个码就能搞定审批,完全不用跑线下。"内蒙古世嘉汽车销售服务有限公司总经 理周琨对农行的高效服务赞不绝口。 据周琨介绍,"有些银行不管贷款额度多少,都要求当面办理,赶上工作人员不在店,客户就得来回 跑、反复约时间,既耽误事儿又影响体验。而农行的线上审批完全解决了这个问题,现在我们某品牌的 贷款客户,因为车价优惠,贷款额度大多在审批标准内,线上就能快速办结,短期就能提车,客户满意 度特别高。"他还提到,农行的准入条件相对宽松,这让车企能服务更多不同群体的消费者,有效促进 了销售。 盟市联动多点开花显成效 转自:新华财经 为积极响应国家及自治区提振消费的政策,农业银行内蒙古分行以汽车消费为重要抓手,通过深化银企 合作、创新金融产品、优化服务流程,构建"政策引导+银行赋能+车企联动"的消费提振新模式,持续 释放消费潜力,为区域经济高质量发展注入金融动能。截至2025年11月末,该行汽车分期交易额达 19.93亿元,同 ...
银行业金融机构应从三方面协同发力提振消费
Guo Ji Jin Rong Bao· 2025-12-26 10:08
Core Viewpoint - The joint issuance of the "Notice on Strengthening Business and Financial Coordination to Boost Consumption" by the Ministry of Commerce, the People's Bank of China, and the National Financial Regulatory Administration aims to enhance consumption through 11 policy measures across key areas such as goods consumption, service consumption, and new consumption types, emphasizing the need for collaboration between banking institutions and business departments to effectively implement these policies [1][2]. Group 1: Policy Measures - The notice outlines three main areas of focus with 11 specific policy measures to support consumption, emphasizing the importance of collaboration between financial institutions and local business departments [1]. - Financial institutions are encouraged to establish regular coordination mechanisms with local governments to enhance communication and tailor implementation details to local conditions, ensuring effective policy execution [1][2]. Group 2: Financial Services Innovation - Financial institutions should innovate their service offerings to better support consumption, particularly in areas such as durable goods, digital products, and service consumption, by providing flexible financing options like installment payments and credit cards [3][4]. - There is a call for financial institutions to explore new financing models that cater to emerging consumption trends, including green consumption and digital consumption, while ensuring risk control and sustainability [5][6]. Group 3: Collaboration and Support - Strengthening cooperation with key enterprises and platforms is essential for providing comprehensive financial support, including cross-border supply chain financing and facilitating domestic and international trade [2][4]. - Financial institutions are urged to actively participate in consumption promotion activities organized by business departments, offering tailored financial solutions to enhance the efficiency of subsidy distribution [4][5]. Group 4: Targeted Financial Solutions - The development of differentiated financial services that cater to new consumption patterns and business models is crucial, with a focus on supporting small and medium-sized enterprises and individual operators [5][6]. - Financial institutions should leverage digital tools to integrate subsidies and consumption vouchers with consumer spending, ensuring precise alignment with consumption scenarios [5][6].
进出口银行浙江省分行为正泰集团财务公司落地首笔代开非融资性保函业务
Sou Hu Cai Jing· 2025-12-25 03:23
通讯员 胡岳朋 编辑 陈路漫 本笔业务系分行为正泰集团下属正泰电气公司开立的乌兹别克斯坦某电网改造EPC工程项下的跨境履约保函,是正泰集团财务公司首笔且唯一落地的同业代 开业务,是前期我行协助财务公司与监管部门多次沟通的结果,为我行支持企业业务的新举措,充分发挥了我行政策性金融特色服务优势和示范引领作用。 开立过程中,分行与企业建立高效协同机制,通过标准化流程对接、专业化风控协作,为业务的高效落地提供了坚实的支持和保障。 下一步,浙江省分行将继续积极践行金融服务实体经济的理念,创新金融服务模式,持续发挥政策性金融特色职能作用,为企业发展提供更加多元化的金融 支持。 进出口银行浙江省分行为正泰集团财务公司落地首笔代开非融资性保函业务,系分行首次为企业财务公司、全行首次为民营企业财务公司办理代开保函类业 务。分行通过金融服务创新,解决了企业集团成员跨区域业务办理的难题,进一步提升了服务质效,助力正泰集团共建"一带一路"绿色转型。 ...
华龙证券陈磊:稳健笃行,智启新程
Sou Hu Cai Jing· 2025-12-24 20:35
深耕行业十余载,陈磊深谙金融服务的本质在于价值共生。面对复杂多变的市场环境,他始终将风险防控置于经营首位,构建起覆盖全业务链条的 合规管理体系。在他看来,每一份投资决策都承载着信任的重量,唯有筑牢合规防线,方能让资本的暖流真正滋养实体经济。这种"风控为基"的理 念,使得华龙证券在近年来行业波动中始终保持稳健姿态,客户资产管理规模逆势增长,托管业务连续三年获评监管A级。 来源:环球财经首发 华龙证券陈磊:稳健笃行,智启新程 金融市场的潮汐中,稳健是穿越周期的压舱石,创新是破浪前行的引擎。华龙证券陈磊始终相信,企业的长远发展如同精密的齿轮咬合,既需要战 略定力的坚守,亦需在时代变局中校准航向。在他的带领下,这家植根西北的券商正以沉稳而坚定的步伐,在资本市场的星辰大海中勾勒着属于自 己的轨迹。 传统券商的转型之路从来不是简单的模式复制。陈磊带领团队探索出"区域深耕+特色化服务"的差异化路径,将资源聚焦于新能源、高端制造等战 略新兴产业。通过设立产业投资基金、打造科创企业孵化平台,华龙证券正从传统中介机构向产业赋能者转变。在西安高新区的半导体产业园里, 企业的成长高度,永远取决于社会责任的厚度。在陈磊倡导下,华龙证券 ...
建设银行海南省分行全方位金融服务助力海南自贸港高质量发展
Zhong Guo Fa Zhan Wang· 2025-12-18 07:34
Core Viewpoint - The Hainan Free Trade Port is set to enhance its financial services and international business operations, with the Construction Bank focusing on supporting its development through innovative financial solutions and strategic partnerships [1][12]. Group 1: International Business Development - The Hainan Free Trade Port has established a cross-border capital flow management system, which includes a multi-functional free trade account (EF account) to facilitate cross-border transactions [2]. - As of November 2025, the Construction Bank's Hainan branch has opened 104 EF accounts, with a business volume equivalent to approximately 15.7 billion RMB, significantly improving the efficiency of cross-border settlements [2]. - The bank has successfully implemented various financial services under the EF account, including foreign exchange options and trade financing, marking a qualitative leap in cross-border capital flow [2][4]. Group 2: Support for New Quality Productivity - The Construction Bank's Hainan branch is increasing credit support for technology enterprises and strategic emerging industries, exemplified by a 472 million RMB international commercial loan to a rubber industry group to enhance its global market presence [3][5]. - The bank has developed tailored financial services for high-tech enterprises, with a loan balance of 2.643 billion RMB for high-tech industries as of November 2025, reflecting a growth of 23.62% [7][10]. - The bank's focus on innovation includes establishing a dedicated branch in the Sanya Yazhou Bay Science and Technology City to provide comprehensive financial services to key enterprises [6][10]. Group 3: Strengthening the Real Economy - The Construction Bank is committed to nurturing the real economy by integrating financial services with local industry characteristics, providing tailored financing solutions to support supply chain financing for agricultural enterprises [8][9]. - The bank has created a comprehensive financial service ecosystem for the "Hainan Fresh Products" brand, offering a range of services including financing, account management, and cross-border financial services [9]. - As of November 2025, the bank has supported over 24,100 small and micro enterprises, positioning itself as a leader in local financial institutions in terms of loan amounts and customer numbers [11].
两大股东6亿增持+榜单领跑,解码成都银行稳健经营底色
Tai Mei Ti A P P· 2025-12-12 08:08
此次增持并非偶然,而是股东对成都银行区域竞争力与经营基本面的深度认可。 作为成都银行实际控制人成都市国资委控制的核心股东,成都产业资本集团与成都欣天颐早在今年4月9日就公告,拟在未来6个月内以不超过17.59元/股价 格增持股份,合计增持下限为3979.44万股、占成都银行总股本的0.939%,上限为7958.87万股、占总股本的1.878%。 但公告发出后,成都银行股价持续上行,公司8月9日公告调整增持方案:上述两增持主体的增持价格不再设定价格区间,增持金额合计不低于69998.27万 元,不高于139,996.53万元。其中,成都欣天颐拟增持的金额合计不低于44,732.45万元,不超过89,464.89万元;成都产业资本集团拟增持的金额合计不低于 25,265.82万元,不超过50,531.64万元。 于是,这才有了上述的增持动作。公告显示,8月27日-11月21日,成都产业资本集团通过集合竞价累计增持成都银行股份1404.48万股、增持金额2.53亿元; 成都欣天颐增持2020.22万股、增持金额3.58亿元。增持完成后,二者持股分别升至6.0618%和4.2737%。且公告明确,增持尚未完成,后续将 ...
隆化联社 为县域经济高质量发展注入金融活力
Zheng Quan Ri Bao· 2025-12-07 15:35
Core Insights - The article highlights the proactive measures taken by the Longhua County Rural Credit Cooperative to boost local economic development through targeted financial services and innovative products [1][6]. Financial Empowerment in Cultural Tourism - Longhua County has developed five natural hot springs with a daily water output exceeding 7,000 tons and a maximum temperature of 98°C, rich in beneficial elements [2]. - The cooperative has launched a "Finance + Hot Spring Tourism" service model, creating a credit product matrix tailored to the needs of various stakeholders in the hot spring tourism industry [2]. - As of October, the cooperative has expanded its "Hot Spring Loan" to 98 hospitality businesses, with a total credit amount of 124 million yuan and actual usage of 99 million yuan [2]. Precision Support for Modern Agriculture - The cooperative has introduced the "Cattle Loan Treasure" product to address funding challenges for cattle farmers, serving 809 households with a loan balance of 349 million yuan [3]. - The cooperative provided 16 million yuan in non-repayable renewal loans to a major cattle farming company to support its new construction project [3]. - A total of 45 small and micro enterprises have benefited from non-repayable renewal loans amounting to 986 million yuan [3]. Agricultural Financing Innovations - The cooperative has developed a multi-tiered financial product system, including "Quick Agricultural Loans" and "Merchant Loans," to overcome financing barriers in rural areas [4]. - A total of 35 million yuan in loans for autumn grain purchases has been issued this year [4]. Support for New Citizens - The cooperative has introduced the "New Citizen Loan" to meet the diverse financial needs of new urban residents, providing 51 million yuan in loans to 240 new citizens as of October [5]. - Focused on supporting individual businesses and small enterprises in sectors like construction and catering, the cooperative has increased credit support for these key employment areas [5]. Future Outlook - The cooperative plans to continue innovating financial products and services, focusing on enhancing cultural tourism, upgrading agricultural industries, strengthening social welfare, and promoting regional collaboration for high-quality economic development in Longhua County [6].