Group 1 - The core viewpoint of the articles emphasizes the Industrial and Commercial Bank of China (ICBC) Fangchenggang Branch's commitment to a customer-centric approach, utilizing bill brokerage services to enhance financing pathways and support local enterprises [1][2] - As of August 18, 2025, ICBC has facilitated 47 transactions through its bill brokerage business, achieving a transaction volume exceeding 116 million yuan, ranking first within the Guangxi ICBC system [1] - The bank addresses traditional business pain points by activating corporate bill assets, providing a digital platform that allows enterprises to submit bill information and financing needs online, thus enabling efficient financing through a network of creditworthy institutions [1][2] Group 2 - The bank leverages technology to create a new financial service ecosystem, analyzing bill interest rate fluctuations and utilizing "redeemable discount" products to assist local small and micro enterprises in optimizing their bill assets and reducing overall financing costs [2] - A case is highlighted where a logistics company urgently requested bill discounting due to financial strain, and ICBC efficiently resolved the issue by completing a 11.41 million yuan bill brokerage discount on the same day without utilizing its own funds or credit resources [2] - ICBC ensures a secure financing process through a comprehensive online risk control system, connecting with numerous financial institutions to enhance transaction success rates and allowing enterprises to track quotes and transaction statuses in real-time, significantly reducing time costs [2]

高效协同，攻克电子化办理新挑战。票据经纪业务允许客户通过网银委托工行向他行办理票据贴现，为 客户提供更多便利。该行深入研究市场需求，积极推动机构业务与公司业务、普惠业务的融合互动，针 对已开展业务合作的客户，持续加强日常沟通，为客户详尽介绍票据经纪业务的优势与特点。面对新客 户登记、票据委托等环节材料要求高、流程复杂度大的问题，该行积极面对挑战，强化部门与网点联 动，客户经理主动上门指导，高效协助客户完成委托申请及材料准备。审核环节同步开通加急通道，依 托全流程电子化操作，显著压缩业务办理时间，大幅提升了客户服务体验与获得感。 价值凸显，开辟客户融资新路径。此次首笔业务的成功落地，有效缓解了客户的融资压力，为增强客户 黏性与区域票据业务发展注入新动能。钦州分行将聚焦区域重点产业，持续深化普惠金融服务内涵，积 极探索业务创新和票据产品组合创新，切实为当地企业提供更便捷、优质的金融支持，以金融活水精准 灌溉实体经济。（苏国荣） 转自：新华财经 近日，工行钦州港科技支行成功办理首笔金额54万元的票据经纪业务，标志着钦州分行在深化普惠金融 服务、优化客户体验方面取得实质性突破，为应对普惠客户集中贴现需求提供了高效解决 ...