该行当即向企业推荐票据经纪业务，该业务通过工行全国同业合作网络，可精准对接具有授信额度的合 作银行，为企业提供＂票据信息提交—智能报价匹配—全流程线上撮合＂的一站式服务，企业可比较多 家银行报价，自主选择最优方案；同时，依托工行企业网上银行平台，实现业务申请、报价反馈、交易 撮合、状态查询全流程线上化操作，融资效率较传统模式提升60%以上。该融资方案有效盘活企业的票 据资源，进一步提高企业的资金运转效率，得到企业高度认可。 转自：新华财经 近年来，工行百色德保支行持续深化与产业园区合作，依托工行集团优势，为德保县铝基新材料、非金 属矿产品加工等特色产业提供多元化融资解决方案，助力县域经济高质量发展。 近日，工行百色德保支行为当地某铝加工企业高效匹配票据融资需求，成功落地首笔票据经纪业务41万 元，标志着该行在票据综合服务领域实现关键突破，为德保县产业经济注入强劲金融动能。 该行深入本地工业园区走访铝产业集群，了解到该企业下游客户多采用票据结算，但手上持有的大量中 小城商行、农商行承兑票据及商业承兑汇票，因承兑行授信额度限制难以直接贴现，只能等到期兑付， 回款速度较慢，经常导致备货资金紧张。 该行客户经理随即指 ...

Group 1 - The core viewpoint of the articles emphasizes the Industrial and Commercial Bank of China (ICBC) Fangchenggang Branch's commitment to a customer-centric approach, utilizing bill brokerage services to enhance financing pathways and support local enterprises [1][2] - As of August 18, 2025, ICBC has facilitated 47 transactions through its bill brokerage business, achieving a transaction volume exceeding 116 million yuan, ranking first within the Guangxi ICBC system [1] - The bank addresses traditional business pain points by activating corporate bill assets, providing a digital platform that allows enterprises to submit bill information and financing needs online, thus enabling efficient financing through a network of creditworthy institutions [1][2] Group 2 - The bank leverages technology to create a new financial service ecosystem, analyzing bill interest rate fluctuations and utilizing "redeemable discount" products to assist local small and micro enterprises in optimizing their bill assets and reducing overall financing costs [2] - A case is highlighted where a logistics company urgently requested bill discounting due to financial strain, and ICBC efficiently resolved the issue by completing a 11.41 million yuan bill brokerage discount on the same day without utilizing its own funds or credit resources [2] - ICBC ensures a secure financing process through a comprehensive online risk control system, connecting with numerous financial institutions to enhance transaction success rates and allowing enterprises to track quotes and transaction statuses in real-time, significantly reducing time costs [2]

Core Insights - The successful completion of the first bill brokerage business transaction amounting to 540,000 yuan by the Industrial and Commercial Bank of China (ICBC) in Qinzhou marks a significant breakthrough in enhancing inclusive financial services and optimizing customer experience [1] - As of the end of June, the bank's inclusive finance loan balance reached 1.873 billion yuan, with an increase of 255 million yuan since the beginning of the year, ranking among the top in the local industry [1] Group 1 - The bank actively organized customer managers to learn the business process and identify target customers, effectively guiding them to participate in the pilot program [1] - A professional team was formed to provide on-site support and implement full-process tracking management, ensuring seamless communication from initial contact to business completion [1] - The establishment of an efficient communication mechanism with the upper-level branches facilitated the rapid completion of customer onboarding for bill brokerage services [1] Group 2 - The bill brokerage business allows customers to authorize ICBC to handle bill discounting with other banks through online banking, providing greater convenience [2] - The bank has strengthened collaboration between institutional, corporate, and inclusive business sectors, enhancing daily communication with existing clients to explain the advantages of the bill brokerage service [2] - The successful execution of the first transaction alleviated customer financing pressure and injected new momentum into the development of regional bill business [2]