Core Viewpoint - The article emphasizes the commitment of the Bank of Communications to integrate technology finance into its strategic core, responding to the call for high-level technological self-reliance and innovation in the financial sector [1][9]. Group 1: Strategic Initiatives - The Bank of Communications has signed a strategic cooperation agreement with the Ministry of Industry and Information Technology to establish the "Torch-Jiaoyin Joint Innovation Laboratory," focusing on data mining, credit product innovation, and financial scene construction [2]. - The "Five Ones" special action has been launched to enhance collaboration among government, banks, parks, and enterprises, promoting a virtuous cycle of technology, industry, and finance [2][3]. Group 2: Service System and Product Innovation - The bank has developed a comprehensive service system for technology finance, including various credit products tailored to different stages of technology enterprises, such as "Kechuang Talent Loan" and "Kechuang Fast Loan" [4]. - The total balance of technology loans has exceeded 1.5 trillion yuan, showcasing the bank's significant support for technology enterprises [4]. Group 3: Research and Development - The Bank of Communications has established a multi-level research system to support its technology finance initiatives, closely tracking macro policies and forming specialized credit strategies for key sectors like high-end manufacturing and artificial intelligence [5][6]. - The bank employs a "1+N" evaluation model to identify and support key enterprises within industry chains, enhancing its service capabilities [6]. Group 4: Regional Market Development - The bank actively collaborates with local governments and institutions to leverage public resources for supporting technology innovation, establishing a "government-bank-investment-school" collaborative mechanism [7]. - The number of technology-focused branches has steadily increased, with over 100 specialized institutions established across key regions, enhancing the bank's service network for technology innovation [8]. Group 5: Future Outlook - Looking ahead, the Bank of Communications aims to continue optimizing its credit strategies and financial products to foster new productive forces and contribute to building a strong financial nation [9].