为破解企业融资难题，深化金融与产业融合，7月4日，2025年湖南湘江新区金融到家系列"惠及千企 产融有招"投融资对接会在招商银行长沙分行私人银行 中心成功举办。本次活动由湖南湘江新区管理委员会财政金融局主办，湘江新区企业融资及上市服务中心和招商银行长沙分行承办。会议汇聚招商局资本、 啟赋资本、中金公司等头部投资机构专家，精准邀请了新区20余家优质科创企业参会，通过政策解读、融资策略分享、服务方案宣导以及现场交流等方式， 为辖区企业注入金融动能，全力助推新区经济高质量发展。 政银协同，创新产融新模式 招商银行长沙分行营业部综合支行行长刘洋女士强调了将深度协同湘江新区金融创新战略。针对新区风险补偿政策的风险共担、成本优化与效率提升三大机 制，招商银行已构建"基金+产业+科技"新型服务模式，为中小企业打造信贷审批"绿色通道"和股权融资对接渠道。凭借投商行一体化服务优势，招商银行创 新搭建"产融智库、产融生态、产融有招、产融科技"四合一的服务体系，精准匹配科技-产业-金融循环需求。 资本把脉，解码融资新策略 招商局资本中部区域执行董事陶恩先生指出目前市场发生了结构性转变，更看重企业现金流造血能力。出资主体从美元基金转 ...

Group 1 - The core viewpoint highlights the rapid growth of Shenzhen's semiconductor industry, which is expected to exceed 256.4 billion yuan in revenue by the end of 2024, achieving its target a year ahead of schedule [1] - Shenzhen's semiconductor industry has developed a complete industrial chain covering design, manufacturing, packaging, testing, equipment, and materials under the "20+8" industrial cluster strategy [1] - Huaxia Bank's Shenzhen branch is committed to serving the real economy by integrating inclusive finance with industrial policies, providing strong financial support for the high-quality development of the semiconductor industry [1][2] Group 2 - Huaxia Bank Shenzhen branch is focusing on directing financial resources towards the semiconductor industry, particularly high-tech enterprises within the "20+8" industrial cluster [2] - A notable semiconductor project involving wafer-level packaging and testing is under construction, with an investment expected to reach several billion yuan, and Huaxia Bank is providing comprehensive financial services to support this project [2][3] - The bank has established partnerships with various stakeholders, including government bodies and research institutions, to enhance financial support for semiconductor enterprises through initiatives like "Financial Lectures" and "Industry-Academia-Research Matching Conferences" [2] Group 3 - Huaxia Bank Shenzhen branch has tailored financing solutions to meet the diverse needs of semiconductor companies, introducing products like "Yuan Mortgage Loan," "Innovation Loan," and "Talent Loan" [3] - A unicorn company in the storage sector has rapidly grown, holding over 600 core invention patents and establishing multiple R&D centers, benefiting from customized financing solutions that address the challenges of asset-light operations [5] - The bank is also working to create a broader financial ecosystem, including a strategic partnership with the Beijing Stock Exchange to provide full-process guidance for Shenzhen semiconductor companies planning to go public [5][6] Group 4 - The bank aims to continue enhancing its financial services in alignment with the development direction of Shenzhen's "20+8" industrial cluster, particularly focusing on the semiconductor sector [6]

在科技与创新的沃土之上，一粒粒科创的种子，从破土生根、茁壮发芽，直至最终结出累累硕 果，每一步成长都离不开金融"活水"的悉心浇灌。 小 微 企 业 作 为 国 民 经 济 和 社 会 发 展 的 生 力 军 ， 在 稳 就 业 、 促 创 新 中 持 续 发 挥 关 键 作 用 。 然 而，科技型小微企业普遍面临轻资产、高成长性带来的融资瓶颈——传统信贷依赖抵押担保 的模式难以匹配其资金需求，信用积累不足、风险评估复杂等问题，严重制约着金融资源的 高效配置，让众多科技型小微企业在发展的道路上遭遇"资金难"。 近期，金融监管部门进一步强化了对支持小微企业融资协调工作机制的重视，明确要求金融 机构在服务小微企业时要做到"保量、提质、稳价、优结构"。在此政策背景下，交通银行积 极响应号召，以科技金融为抓手，全力探索科技金融与普惠金融深度融合的新路径，尤其为 科技型小微企业开辟一条更加宽广、顺畅的融资之路。 从萌芽到腾飞 全生命周期服务护航科技型小微企业破解融资"困局" 科技型小微企业蓬勃发展，往往搭载着新技术、新材料、新产业，是推动经济转型升级与创 新发展的重要力量。然而，面对科技型小微企业高技术、高风险、轻资产的 ...