Core Viewpoint - The article highlights the significant role of Ping An Bank in supporting the economic development of Shenzhen, showcasing its evolution from a regional financial institution to a national commercial bank, and its commitment to serving the local economy and innovative enterprises. Group 1: Company Growth and Financial Performance - As of June 2025, Ping An Bank's total assets reached 58,749.61 billion yuan, with a non-performing loan ratio of 1.05% and a core Tier 1 capital adequacy ratio of 9.31% [1] - In the first half of 2025, the bank achieved an operating income of 69.385 billion yuan and a net profit of 24.870 billion yuan, maintaining stable operational indicators [1] Group 2: Support for Technology Enterprises - Ping An Bank has provided long-term financial support to technology companies, exemplified by its 20-year partnership with XWD, a leading lithium-ion battery module company, which began with a 20 million yuan credit loan in 2004 [2][3] - The bank has developed specialized financial products for technology enterprises, including the "Technology Enterprise Scorecard" and products like "Tengfei Loan" and "Listing Loan," which cater to the unique needs of high-tech, high-risk, and light-asset businesses [3] Group 3: Industry Collaboration and Financial Ecosystem - Ping An Bank has established a multi-dimensional industrial financial service ecosystem, focusing on the entire lifecycle of industry clients from startup to maturity, and integrating various financial services through its comprehensive product offerings [5] - The bank has actively supported the Shenzhen new energy vehicle industry, providing 60 billion yuan in credit support and serving approximately 700 downstream dealers with nearly 75 billion yuan in funding [4] Group 4: Cross-Border Financial Services - Leveraging Shenzhen's position as a major trade hub, Ping An Bank has prioritized cross-border financial services, creating a comprehensive platform that includes cross-border investment, trade finance, and payment solutions [6] - The bank's cross-border financial services have reached over 30,000 enterprises across more than 50 countries and regions, positioning it among the leading commercial banks in this sector [6] Group 5: Community and Inclusive Financial Services - Ping An Bank emphasizes customer care and community service, implementing initiatives such as "green channels" for elderly clients and specialized services for hearing-impaired individuals, demonstrating its commitment to inclusive finance [8][9] - The bank has organized over 3,000 community events focused on financial education and wellness, enhancing its engagement with local communities [8] Group 6: Overall Impact on Shenzhen's Economy - Through its various initiatives, Ping An Bank has proven that financial support for the real economy goes beyond mere capital injection, acting as a catalyst for industrial upgrades and a facilitator of openness in Shenzhen [7][10]