Core Viewpoint - Shenzhen Construction Bank (Shenzhen Bank) has developed a series of innovative financial services tailored for technology enterprises, demonstrating a successful model for financial support in the context of high-quality development driven by technological innovation [2][9]. Group 1: Service Innovation - Shenzhen Bank has created a "heat map" tool to enhance service coverage for over 34,000 technology enterprises in Shenzhen, addressing the challenge of information asymmetry and enabling precise identification and management of service targets [2][8]. - As of September, Shenzhen Bank has provided financing services to over 20,000 technology enterprises, achieving a coverage rate of 80% for specialized and innovative "little giant" enterprises and 60% for national high-tech enterprises [2][8]. - The bank's technology loan balance exceeds 250 billion yuan, with a year-to-date increase of over 50 billion yuan, showcasing its strong service capabilities [2]. Group 2: Differentiated Services - Shenzhen Bank offers differentiated financial services based on the lifecycle needs of enterprises, including a digital financing platform for small and micro technology enterprises that assesses innovation capabilities [3][4]. - The bank has launched specialized online loan products such as "Small Micro Technology e-loan" and "Angel Loan," focusing on technology innovation rather than traditional financial metrics [4]. Group 3: Comprehensive Financial Solutions - For growing medium and large technology enterprises, Shenzhen Bank provides integrated services that address capital needs during business expansion and capital management [5]. - The bank has established a collaborative mechanism to support enterprises in their capital operations, including long-term loans and fundraising management for IPOs [5]. Group 4: Cross-Border Financial Services - Shenzhen Bank has introduced a "one-point access, multi-chain collaboration" service model to meet the increasing demand for cross-border financial services among technology enterprises [6][8]. - The bank collaborates with its international branches to provide comprehensive services, including domestic financing, cross-border financial support, and IPO sponsorship [6]. Group 5: Ecosystem Building - Shenzhen Bank's innovation in technology finance is supported by a robust collaborative mechanism that integrates resources and business operations across domestic and international branches [8]. - The bank has formed specialized teams to provide tailored financial services that align with the unique characteristics of high-growth, high-risk, and asset-light technology enterprises [8][9].