Group 1 - The banking sector experienced a morning rally on May 22, continuing the upward trend from the previous trading day, with the Tianhong Bank ETF (515290) rising by 0.69% [1] - Over 31 million yuan of net inflow was recorded for the Tianhong Bank ETF, which closely tracks the CSI Bank Index, consisting of up to 50 bank stocks to reflect the overall performance of the industry [2] - Recent adjustments in the Loan Prime Rate (LPR) and deposit rates have been implemented, with the one-year LPR and five-year LPR both reduced by 10 basis points to 3.00% and 3.50% respectively, supporting the stability of bank interest margins [2] Group 2 - The reduction in reserve requirement ratios and interest rates is expected to enhance the attractiveness of dividend stocks, particularly in the banking sector, as credit spreads may further decline [3] - The Tianhong Low Volatility Dividend ETF (159549) showed positive movement, with a latest circulation scale of 3.837 billion yuan, leading among similar products in the Shenzhen market [3] - The Tianhong Low Volatility Dividend ETF tracks the CSI Low Volatility Dividend 100 Index, which selects 100 stocks from the A-share market that have good liquidity, consistent dividends, high dividend yields, and low volatility [3]