Group 1 - Postal Savings Bank of China (PSBC) achieved a significant breakthrough in supply chain finance by successfully implementing the first logistics scene脱核 "U factoring" financing business in the country, based on the logistics cost settlement scenario between a core enterprise and its upstream carriers [2] - The innovative use of historical transaction data for credit approval allows enterprises to obtain loans without collateral, significantly speeding up the loan disbursement process, which is particularly beneficial for small and micro enterprises facing limited financing channels [2] - The new financing model has been recognized by core enterprises, as it does not occupy the credit limit of PSBC and does not require additional guarantee agreements, thus helping upstream enterprises solve funding issues while reducing cooperation costs [2] Group 2 - The trend of online and脱核 supply chain finance is becoming a key development direction in the industry, with PSBC transforming core enterprises from traditional "guarantors" to "data providers," thereby maximizing the value of core enterprise credit resources [3] - PSBC aims to strengthen the supply chain by investing in financial technology to support the digital transformation of industries, contributing to the optimization and high-quality development of the real economy [3]