Core Viewpoint - The article emphasizes the importance of transforming financial support for rural talent from a "blood transfusion" model to a "blood production" model, focusing on creating a systematic approach to address the financing challenges faced by rural talents through innovative mechanisms [1]. Group 1: Identifying Talent - The first key question is about identifying talent, shifting from "asset-based" evaluation to "value-based" assessment. Traditional risk control relies on collateral and financial statements, but rural talents often possess "light assets and heavy skills." Zhejiang's approach involves creating a "talent value assessment system" that quantifies soft skills such as government-recognized qualifications and personal expertise into credit capital [2]. Group 2: Supporting Talent - The second key question addresses how to support talent, moving from merely providing loans to accompanying their growth throughout the entire cycle. Zhejiang has developed a differentiated and customized product matrix, offering credit loans for early-stage talents and combination guarantee loans for mature leaders to expand production. Additionally, a "financial+" ecosystem is emerging, integrating various services like wealth management and insurance to enhance the effectiveness of fund usage and increase entrepreneurial success rates [3]. Group 3: Risk Control - The third key question focuses on risk control, transitioning from "single-point risk avoidance" to "systematic protection." Given the high risks associated with rural talent entrepreneurship, Zhejiang has established a risk control firewall through "special assessments, dynamic monitoring, and shared responsibilities." This includes creating talent credit profiles, enhancing post-loan big data warnings, and setting up risk compensation funds and specialized insurance products [4].