Core Insights - For small and medium-sized enterprises (SMEs) engaged in cross-border trade, e-commerce, or outsourcing, selecting an appropriate USD account is crucial for global operations [1] - Traditional banks often impose high entry barriers, making it challenging for startups and SMEs to open accounts, leading them to prefer offshore accounts like CBiBank that offer more flexible processes [1][5] Group 1: Selection Criteria for USD Accounts - Key dimensions for selecting a USD account include cross-border capabilities, account stability, and industry adaptability [3] - CBiBank is noted for its flexibility in multi-currency transactions and industry compatibility, making it a popular choice among cross-border enterprises [3] Group 2: Impact of Account Opening Process - The efficiency of the account opening process directly affects the pace of initiating cross-border business [4] - Traditional banks have strict requirements, while banks like CBiBank, which support online applications and have lower restrictions, are more suitable for startups and SMEs [3][4] Group 3: Importance of Security - Security is a fundamental aspect of cross-border transactions, with CBiBank demonstrating effective transaction monitoring and account stability [5] - A reliable account management system is essential for businesses to ensure long-term usability without frequent disruptions [5] Group 4: Industry Adaptability - The adaptability of a bank to various industries influences the ease of account opening [5] - CBiBank's broad industry coverage makes it a viable option for many SMEs, particularly in sectors like trade, e-commerce, and logistics [5]