Core Insights - The article discusses the implementation and usage of the employee medical insurance personal account pooling system in China, highlighting the significant participation and financial transactions involved in this system during the first seven months of 2025 [1][2]. Group 1: Personal Account Pooling Statistics - From January to July 2025, there were 231 million instances of personal account pooling, amounting to 30.457 billion yuan [1]. - Within the same period, the pooling within the same administrative region accounted for 212 million instances and 26.994 billion yuan, while inter-region pooling reached 1.957 million instances and 3.347 billion yuan [2]. - The funds were primarily used for medical expenses at designated healthcare institutions (27.487 billion yuan), retail pharmacy expenses (1.734 billion yuan), and contributions to basic medical insurance (709 million yuan) [2]. Group 2: Medical Wallet Transfer Statistics - In the same timeframe, there were 170,600 transactions through the medical wallet transfer system, totaling 11.61269 million yuan [3]. - In July 2025 alone, there were 70,500 transactions amounting to 4.95219 million yuan, with 22,900 transactions for medical and pharmaceutical expenses totaling 418,880 yuan [3]. - The breakdown of transactions showed that 38,300 were intra-province transfers (2.74313 million yuan) and 32,200 were inter-province transfers (2.20906 million yuan) [3]. Group 3: Provincial Contributions - A detailed table lists the contributions from various provinces, with Jiangsu leading at 31.83 billion yuan and Zhejiang following at 45.25 billion yuan for personal account pooling [4]. - Other notable contributions include Guangdong (23.07 billion yuan), and Hubei (14.32 billion yuan) [4]. - The data also corrects previous figures for Gansu, indicating 1.081 billion yuan in contributions from January to June [4]. Group 4: July Medical Wallet Usage by Province - In July 2025, the report provides a breakdown of medical wallet usage across provinces, with significant activity in Hebei (2,822 transactions, 254.53 thousand yuan) and Sichuan (5,128 transactions, 320.31 thousand yuan) [5][6]. - The total number of transactions across all provinces reached 38,289, with a total amount of 27.4313 million yuan for intra-province transfers and 22,224 transactions totaling 2.20906 million yuan for inter-province transfers [6].

Core Insights - The article discusses the implementation and usage of the employee medical insurance personal account mutual aid system in China, highlighting the significant participation and financial transactions involved in this system during the first seven months of 2025 [1][2]. Group 1: Mutual Aid Participation - From January to July 2025, there were 231 million instances of mutual aid through the personal accounts of employees, amounting to 30.457 billion yuan [1][2]. - Within the same period, 212 million instances occurred within the same coordination area, totaling 26.994 billion yuan, while 1.957 million instances crossed coordination areas, amounting to 3.347 billion yuan [2]. Group 2: Usage of Funds - The funds were primarily used for personal medical expenses incurred at designated medical institutions, totaling 27.487 billion yuan, and for personal expenses at designated retail pharmacies, which amounted to 1.734 billion yuan [2]. - Additionally, 709 million yuan was allocated for personal contributions to the basic medical insurance for residents [2]. Group 3: Wallet Transfer Transactions - In the same timeframe, there were 170,600 transactions through the medical insurance wallet transfer system, with a total transfer amount of 11.61269 million yuan [3]. - In July 2025 alone, there were 70,500 transactions, with a transfer amount of 4.95219 million yuan, and a total of 22,900 transactions for medical expenses, amounting to 418,880 yuan [3]. Group 4: Provincial Breakdown - A detailed breakdown of mutual aid participation by province shows that Jiangsu had the highest participation with 31.83 billion yuan, followed by Zhejiang with 45.25 billion yuan [4]. - Other notable provinces include Guangdong with 23.07 billion yuan and Shandong with 6.64 billion yuan [4]. Group 5: Wallet Usage by Province - As of July 2025, the cumulative number of people who opened the medical insurance wallet reached 965,400, with 277,900 new openings that month [5][6]. - The provinces with significant cross-province transfers included Hebei with 106.29 million yuan and Xinjiang with 150.31 million yuan [6].

Core Insights - The employee medical insurance personal account mutual aid can be realized through immediate access to the bound individual's personal account and medical insurance wallet transfers [1] Summary by Category - **Usage Statistics**: From January to July 2025, the number of mutual aid participants in the employee medical insurance personal account reached 231 million, with a total amount of 30.457 billion yuan [1]