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中国保险行业协会发布风险提示:“安我股保”非国家批准设立的保险机构
Jin Rong Shi Bao· 2025-11-27 09:30
11月26日,中国保险行业协会在官微发布关于"安我股保"相关业务的风险提示。 中国保险行业协会表示,近期,市场上出现一家名为"安我股保"的互联网平台(及相关App账 号),该平台宣称推出名为"安我股保"的所谓"股票投资保险产品"。该平台称与知名证券公司合作,诱 导用户在指定渠道充值,由所谓的"专业策略师"统一操盘购买股票,并承诺若股票投资发生亏损,将进 行全额理赔;若盈利,则抽取一定比例作为保费。 中国保险行业协会提醒广大消费者:务必增强风险防范意识,警惕各类借用"保险"名义开展的非法 金融活动。如有保险需求,应通过合法渠道向具备正规资质的保险公司购买保险产品,以确保自身权益 不受侵害。(记者 孙榕) (责任编辑:马欣) 根据金融监管部门核实,"安我股保"并非国家金融监督管理总局批准设立的保险机构。股票投资亏 损不属于保险可承保范围,目前金融监管部门未批准或备案任何名称为"安我股保"的保险产品。该平台 相关行为涉嫌以虚假保险产品为载体,非法经营金融业务。 ...
“安我股保”非国家批准设立的保险机构
Jin Rong Shi Bao· 2025-11-27 02:22
11月26日,中国保险行业协会在官微发布关于"安我股保"相关业务的风险提示。 中国保险行业协会提醒广大消费者:务必增强风险防范意识,警惕各类借用"保险"名义开展的非法 金融活动。如有保险需求,应通过合法渠道向具备正规资质的保险公司购买保险产品,以确保自身权益 不受侵害。 责任编辑:杨喜亭 中国保险行业协会表示,近期,市场上出现一家名为"安我股保"的互联网平台(及相关App账 号),该平台宣称推出名为"安我股保"的所谓"股票投资保险产品"。该平台称与知名证券公司合作,诱 导用户在指定渠道充值,由所谓的"专业策略师"统一操盘购买股票,并承诺若股票投资发生亏损,将进 行全额理赔;若盈利,则抽取一定比例作为保费。 根据金融监管部门核实,"安我股保"并非国家金融监督管理总局批准设立的保险机构。股票投资亏 损不属于保险可承保范围,目前金融监管部门未批准或备案任何名称为"安我股保"的保险产品。该平台 相关行为涉嫌以虚假保险产品为载体,非法经营金融业务。 ...
炒股亏损全额赔?中保协提示:“安我股保”涉嫌非法经营
Core Viewpoint - The emergence of the internet platform "An Wo Gu Bao" claiming to offer "stock investment insurance products" has raised concerns among investors, as it promises full compensation for stock investment losses, which is not backed by regulatory approval [2][3] Summary by Relevant Sections - **Platform Claims**: "An Wo Gu Bao" claims that users can achieve significant profits, with a simulation showing an initial investment of 6,000 yuan could yield a total profit of 1.64 million yuan after 12 months, equating to an annualized return of approximately 27,233.33% [2] - **Regulatory Response**: The China Insurance Industry Association issued a risk warning stating that "An Wo Gu Bao" is not an approved insurance institution and that stock investment losses are not insurable. No products under this name have been approved or filed by financial regulatory authorities [2][3] - **Legal Implications**: The activities of "An Wo Gu Bao" are suspected of illegal financial operations by using false insurance products as a facade [3]