Group 1: Digital Currency and Stablecoin Insights - Stablecoins utilize blockchain technology and are regulated under new frameworks, similar to digital RMB, enhancing cross-border payments and transaction efficiency [1] - The company collaborates with 8 second-tier operators and industry leaders like Huawei to explore digital currency applications, including smart contracts and cross-border settlement [2] - The "Chutianlong Digital RMB Smart Contract Platform" offers integrated solutions for various sectors, ensuring transparent and secure fund flows [2] Group 2: Cross-Border Payment Models - The company focuses on customer-centric solutions, partnering with banks and other sectors to provide comprehensive hardware and software solutions for cross-border applications [4] - Current challenges in cross-chain transactions are primarily due to regulatory policies across different countries, affecting foreign exchange and anti-money laundering measures [5] Group 3: Social Security Card Issuance - The number of third-generation social security cardholders increased from 267 million in 2022 to 487 million by October 2024, achieving a penetration rate of 35% [6] Group 4: Company Performance and Future Outlook - The company experienced a revenue decline in 2024 due to market demand fluctuations and intensified competition, yet remains a leader in the industry [7] - Plans for 2025 include maintaining market leadership in embedded security products and expanding into international markets, while enhancing AI integration in smart hardware and services [8]

固根本，深化党建引领筑牢红色堡垒。该行坚持强化理论武装，不断夯实组织建设，孕育"同心园""同 心π"特色党团品牌，打造党团一体化发展的生动范例，主动与政府街道、各企事业单位联建共建， 以"红色引擎"驱动高质量发展。作为一支年轻化、专业化的团队，该行坚持以人为本，努力打造人才高 地，构建全链条培养体系，培育学习型单位和员工，赋能员工成长。同时，做实关心关爱工作，持续开 展写春联送福字、全员阅读、健步走等特色活动，加强职工小家建设，推进环境"靓化"工程，创造舒适 温馨的工作环境，提升员工获得感、幸福感、安全感。 重实干，写好"五篇大文章"擦亮金融底色。该行深化科创金融服务提质工程，通过"千企万户大走 访""门铃服务"等机制，定制化融资方案，助力科技成果转化与产业升级；多渠道推进绿色金融发展， 对接工业园区ESG"三中心一联盟"，2024年全年绿色贷款增幅在四行中排名第一；普惠投放先行先试、 精准直达，普惠户数和投放量始终保持在四行前列；持续提升适老金融服务，落地苏州全市范围内首个 养老助餐金融支付合作项目；加快数字化转型，在中新两地同步首发"苏州工业园区30周年"纪念版数字 人民币硬钱包，实现数字人民币硬钱包首次 ...