Core Insights - Suzhou Rural Commercial Bank has launched the "Suxinbao" personalized savings book, integrating savings functionality with emotional recording, creating an innovative savings tool that combines deposit management, story preservation, and goal planning [1][2] Product Features - The "Suxinbao" savings book addresses issues of scattered and easily lost traditional savings certificates, while also providing a more emotionally engaging alternative to digital bank statements [1] - It features an "integrated book" design that allows for centralized management of various funds, such as children's lucky money, personal savings, and family reserves, making financial status clear at a glance [1] - The savings book includes personalized sections like "Deposit Purpose" and "Heartwarming Notes," enabling users to specify goals such as "Education Fund" or "Family Travel Fund," and to create a unique "Growth Archive" that records important life and savings milestones [1] Functional Aspects - "Suxinbao" supports various deposit methods, including whole deposit and interest-adding fixed deposits, catering to different income needs [1] - It offers features like automatic renewal and partial early withdrawal, balancing liquidity and convenience, and allows flexible conversion between traditional savings certificates and savings books to adapt to diverse financial scenarios [1] - The product design is both aesthetically pleasing and practical, supporting up to 33 deposit records, which can comprehensively accompany a family's wealth accumulation journey [1] Market Availability - The "Suxinbao" personalized savings book is officially available at all branches of Suzhou Rural Commercial Bank, aiming to enhance the emotional significance of savings while helping citizens cherish beautiful life memories [2]