Core Viewpoint - Agricultural Bank of China (ABC) Linfen Branch has effectively promoted local economic development by implementing a "Three Rural" county strategy, focusing on innovative financial products and services to support agriculture and rural areas [1][3][5] Group 1: Financial Products and Services - The "Smart Livestock Loan" allows livestock to be used as collateral, providing a cooperative with a loan of 1.5 million yuan to address urgent funding needs [1] - ABC Linfen Branch has developed a credit product system tailored to local agricultural characteristics, including over 10 specialized products like "Apple e-loan" and "Medicinal Material e-loan" [4] - The bank has implemented an online loan application system, enabling farmers to apply for loans without leaving their homes, thus addressing traditional financing challenges [4] Group 2: Support for Entrepreneurs - A young entrepreneur received timely loan support from ABC Linfen Branch, allowing him to expand his mushroom cultivation project from 9 to 13 greenhouses [2] - The bank not only provides loans but also assists in connecting entrepreneurs with sales channels, enhancing their business prospects [2] Group 3: Community Engagement and Risk Management - ABC Linfen Branch has established a "three-level linkage" model involving local government and village committees to identify creditworthy farmers and quality projects, mitigating information asymmetry in financing [3] - The bank has formed a youth task force to extend financial services to rural areas, ensuring that every village has access to loans and positive feedback about the bank [3] Group 4: Commitment to Agricultural Modernization - The bank is increasing its support for agricultural infrastructure and specialty industries, focusing on projects like vegetable greenhouse renovations and hail net construction for pear orchards [5] - ABC Linfen Branch emphasizes its role in promoting rural revitalization by providing financial resources to family farms, cooperatives, and leading agricultural enterprises [5]