Group 1 - The core mission of the Bank of China Tibet Branch is to support the economic development of Tibet by providing financial services and products tailored to local needs [1][2] - The bank has launched various inclusive financial products such as "Cang Oil Loan," "Cang Medicine Loan," and "Tianlu Loan" to address funding challenges faced by local enterprises [2] - In the first seven months of this year, the Bank of China Tibet Branch has issued over 23 billion yuan in new corporate loans, all directed towards the real economy [1] Group 2 - The bank is committed to supporting the green and digital transformation of the traditional mining industry in Tibet, providing full lifecycle support for related enterprises [2] - The establishment of the first "carbon neutral" outlet in the region and the investment of over 30 million yuan in the afforestation project demonstrate the bank's commitment to ecological sustainability [2] - The bank aims to continuously innovate financial service tools and expand financial resource input to contribute to the modernization of Tibet [3]

Core Viewpoint - The economic transformation of Tibet over the past 60 years has been significant, with substantial growth in GDP and income levels, driven by strong leadership and supportive policies [1][2]. Economic Growth - In 2024, Tibet's GDP is projected to reach 276.5 billion yuan, which is 155 times that of 1965, with an average annual growth rate of 8.9% [1]. - Urban residents' per capita disposable income in Tibet will reach 55,444 yuan, 121 times that of 1965, while rural residents' per capita disposable income will be 21,578 yuan, 199 times that of 1965 [1]. - Tibet's GDP growth rates for 2023 and 2024 are expected to be 9.5% and 6.3%, respectively, leading the nation [1]. Financial Sector Development - The financial sector in Tibet has seen rapid growth, with a financial industry value added of 26.682 billion yuan in 2024, a year-on-year increase of 15.9% [2]. - In the first half of the current year, the financial industry's value added reached 11.885 billion yuan, growing by 26.7% year-on-year, the highest in the country [2]. - The banking sector has evolved from "horseback banking" to comprehensive digital services, with total deposits and loans exceeding 600 billion yuan [2]. Infrastructure Investment - The banking sector has significantly increased its support for major infrastructure projects, with loans for such projects rising from 17.527 billion yuan in 2012 to 214.48 billion yuan by 2025, a growth of 12.24 times [4]. - As of July 2025, banks in Tibet have issued a total of 86.2 billion yuan in loans for the construction of the Sichuan-Tibet Railway [4]. Green Finance Initiatives - The banking sector is focusing on green finance, with the People's Bank of China’s Tibet branch implementing carbon reduction support tools, resulting in 6.244 billion yuan in carbon reduction loans, expected to facilitate a reduction of 1.296 million tons of carbon emissions [5]. - Various green credit products have been introduced, such as "Carbon Benefit Loans" and "Grassland Carbon Benefit Loans," aimed at aligning financial services with ecological sustainability [5].