Core Viewpoint - The rising non-performing loan (NPL) rate in microloans has highlighted the pressure of consumer dispute resolution, revealing limitations in traditional litigation methods [1] Group 1: Industry Response - Taizhou Rural Commercial Bank organized a seminar on microloan consumer dispute mediation to address the challenges posed by increasing NPL rates [1] - The seminar was attended by key representatives from major banks, including Industrial, Agricultural, China, and Construction Banks, to explore new solutions for dispute resolution [1] Group 2: Project Overview - The bank introduced the "Rongyi Jie Financial Dispute Mediation" project, detailing its operational model and startup costs [1] - The project aims to connect financial institutions, mediation centers, and people's courts, effectively addressing pain points in microloan litigation [1] Group 3: Benefits and Future Plans - The "Rongyi Jie" project is expected to shorten case filing times, reduce costs, and positively impact the disposal of non-performing assets and social conflict mitigation [1] - Taizhou Rural Commercial Bank plans to continue enhancing the effectiveness of the "Rongyi Jie Financial Dispute Mediation" initiative to contribute to financial stability [1]