格隆汇10月30日丨北京银行(601169.SH)公布，今年前三季度实现营业收入515.88亿元，同比下降 1.08%，实现归母净利润210.64亿元，同比增长0.26%。 从收入端构成来看，前三季度，该行利息净收入为392.46亿元，同比增长1.79%；手续费和佣金净收入 为32.69亿元，同比增长16.92%。北京银行表示，截至三季度末，该行合作代销机构近百家，累计代销 财富产品超3200只，代销个人理财规模增量超去年全年增量。 资产质量保持稳定。三季度末，该行不良贷款率为1.29%，较上年末下降0.02个百分点；拨备覆盖率为 195.79%，较上年末下降12.96个百分点。 ...

Core Insights - Beijing Bank reported significant growth in total assets, reaching CNY 48,922.27 million by the end of Q3 2025, a 15.95% increase from the end of the previous year [1] - The bank's other debt investments surged to CNY 6,357.30 million, marking a 69.75% increase since the beginning of the year [1] - For the first three quarters of the year, Beijing Bank's operating income was CNY 515.88 million, a slight decline of 1.08% year-on-year, while net profit attributable to shareholders increased by 0.26% to CNY 210.64 million [1] Financial Performance - Net interest income for the first three quarters was CNY 392.46 million, reflecting a year-on-year growth of 1.79% [1] - Net fee and commission income rose by 16.92% to CNY 32.69 million [1] - The bank's distribution network expanded, with nearly 100 cooperative distribution agencies and over 3,200 wealth products sold, surpassing last year's total sales growth [1] Asset Quality - The non-performing loan ratio stood at 1.29% at the end of Q3, a decrease of 0.02 percentage points from the end of the previous year [1] - The provision coverage ratio was 195.79%, down by 12.96 percentage points compared to the end of the previous year [1] Shareholder Structure - The top ten shareholders remained largely stable, with the only change being the exit of Huatai-PB CSI 300 ETF and the re-entry of Beijing Shou Nong Food Group Co., Ltd. as the tenth largest shareholder [2]