本报记者黄力辉 据了解，今年以来，该支行以党建为统领，深入践行"执行国家意志、服务'三农'需求、遵循银行规 律"的核心理念，以服务乡村振兴为己任，在保障国家粮食安全、巩固拓展脱贫攻坚成果同乡村振兴有 效衔接等重点领域持续发力，力促重点项目落地见效。截至7月10日，全行累计投放贷款3.42亿元，贷 款余额达15.44亿元。 青冈县地处世界黄金玉米带，具有玉米种植面积广、品质好和产量高等区位优势。今年以来，该支行深 入研判粮食市场形势，积极与粮食主管部门及企业沟通对接，精准掌握企业融资需求，在严控风险的前 提下，切实发挥粮食收购资金供应主渠道的作用，向地方粮食收购企业投放收购贷款0.8亿元，既保障 了企业入市收购资金的充足、维护了粮食市场稳定，又有效解决了农民售粮难题。 为全面加快金融服务水平提档升级，该支行开通高效结算服务"绿色通道"，推出预约制账户管理服务， 确保客户提前熟悉业务流程、提升开户效率，实现"事前多沟通，客户少跑腿"。今年以来，该支行累计 开立账户7户，同步签约网上银行6户。 该支行还推广线上业务办理模式，显著压缩柜面业务处理时长，全面提升业务处理效率。 "下半年，我行将继续认真贯彻落实农发行各项 ...

据媒体披露，仅2025年上半年，已有超过10家银行，包括苏州银行（002966）、乌海银行、庐江银行等 新增或上调了服务收费，涉及账户管理、跨行取现、信用卡工本费、银行卡年费等数十项中间业务收 费。 此次银行新增或调增中间业务收费，是继存款利率降息潮之后掀起的又一轮"增收"举措。由于涉及数千 万企业及亿万民众的切身利益，这一调整引发了社会各界的广泛关注和热议，舆论反应不一。部分企业 和民众甚至直言难以承受相关费用上涨。 二是平衡银行自身稳健经营与社会影响的关系，防止出现银行经营业绩持续向好而社会负面影响不断加 深的现象，确保银行始终处理好经济效益与社会效益的关系，牢记自身使命，最大限度降低服务收费调 整带来的社会负面影响； 三是平衡自身经营目标与社会责任履行的关系，杜绝不顾客观条件唯利是图的行为，始终将促进经济发 展、降低企业融资成本和减轻消费者负担放在重要位置，与实体企业和消费者同舟共济，实现多方共 赢； 四是平衡银行经营模式与中国经济实际的关系，避免脱离中国金融现状盲目照搬西方银行模式，引导银 行立足中国金融经济现实，在拓展信贷资源、加快业务转型、推进集约化经营中把握更多盈利机遇； 银行为何新增或调高服务 ...

Core Viewpoint - ModivCare reported a significant quarterly loss of $1.71 per share, which was much worse than the Zacks Consensus Estimate of a loss of $0.34, indicating a substantial earnings surprise of -402.94% [1] Financial Performance - The company posted revenues of $650.65 million for the quarter ended March 2025, slightly exceeding the Zacks Consensus Estimate by 0.96%, but down from $684.45 million in the same quarter last year [2] - Over the last four quarters, ModivCare has surpassed consensus EPS estimates only once, while it has topped consensus revenue estimates two times [2] Stock Performance - ModivCare shares have declined approximately 88.6% since the beginning of the year, contrasting sharply with the S&P 500's decline of only -4.3% [3] Future Outlook - The company's earnings outlook is critical for investors, as it includes current consensus earnings expectations for upcoming quarters and any recent changes to these expectations [4] - The current consensus EPS estimate for the next quarter is -$0.06 on revenues of $653.77 million, and for the current fiscal year, it is -$0.16 on revenues of $2.64 billion [7] Industry Context - The Medical Services industry, to which ModivCare belongs, is currently ranked in the top 22% of over 250 Zacks industries, suggesting a favorable industry outlook [8] - Another company in the same industry, HealthEquity, is expected to report quarterly earnings of $0.81 per share, reflecting a year-over-year increase of 1.3% [9]