质量融资增信专项产品

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市场监管总局:推动定制开发质量融资增信专项产品
news flash· 2025-06-20 01:49
Core Viewpoint - The State Administration for Market Regulation is promoting the development of customized quality financing enhancement products to better support small and micro enterprises [1] Group 1: Policy Initiatives - The notification emphasizes the need for provincial market regulation departments to collaborate with local branches of the People's Bank and financial regulatory authorities to enhance quality financing [1] - Financial institutions are encouraged to explore and utilize quality financing enhancement factors and information to establish a comprehensive evaluation system [1] Group 2: Product Development - The initiative aims to integrate quality financing enhancement into credit evaluation, approval, and risk management models [1] - Customized credit products will be developed to accurately serve small and micro enterprises by setting appropriate credit limits, interest rates, terms, and repayment methods [1] - The goal is to create a distinctive brand for quality financing enhancement tailored to the needs of small and micro enterprises [1]