支持花江峡谷大桥只是农行贵州分行服务地方经济高质量发展的一个缩影。近年来，农行贵州分行持续 聚焦贵州省交通基础设施建设，加大信贷投放，提升金融服务质效。"十四五"规划以来，农行贵州分行 已累计为国家级、省级重点交通项目提供超千亿元的信贷支持。 农行贵州分行创新运用"项目贷款+结算业务+资金监管"综合服务模式，为项目开设多个施工方账户及 农民工工资专用账户，切实保障了工程款项和工人工资的按时支付。 通车仪式上，农行贵州分行服务团队站在桥头，望着车辆首次驶过这座他们用金融力量托起的世界工 程，心中涌起与建设者同样的自豪。"从开工到通车，3年多的时间里，我们见证了大桥的从无到有，参 与了各环节融资需求的顺利解决，正式通车，我们由衷地表示高兴。"农行贵州分行服务团队表示。 原标题：农业银行助力世界工程通车 9月28日，从2小时到90秒，从天堑到通途，随着贵州花江峡谷大桥正式建成通车，这在这天成为现实。 作为世界山区峡谷跨径和高度"横竖"双第一的钢桁梁悬索桥，这座超级工程，将极大便利两岸群众出 行，未来还将成为集"桥梁观光+运动体验+旅游服务"于一体的桥旅融合综合体。 超级工程的建成，离不开金融活水的持续支持。农行贵州 ...

Core Viewpoint - The People's Bank of China (PBOC) in the Xingan League is implementing policies to enhance the payment environment, promoting consumption upgrades and facilitating local economic development through various financial services and incentives [1][5]. Group 1: Payment Environment Optimization - The PBOC is guiding banks to introduce consumption discounts and installment fee waivers, leveraging the synergy between these policies and the "old-for-new" consumption initiative [1][5]. - A total of 1,236 new payment scenarios were added in the consumption sector from January to April, with subsidies for the "old-for-new" policy amounting to 28.4151 million yuan [5]. - The issuance of consumption discount vouchers reached 1.328 million yuan, while installment fee waivers totaled 365,000 yuan, resulting in an increase in local consumption by 18 million yuan [5]. Group 2: Collaborative Mechanisms - The PBOC and the local Commerce Bureau have established a collaborative mechanism for policy implementation, including monthly consultations, quarterly supervision, and annual evaluations [2]. - A strategic partnership has been formed among banks, payment institutions, and key commercial enterprises, creating a collaborative framework of "government support, financial empowerment, and merchant participation" [2]. Group 3: Multi-Scenario Payment Solutions - In the home decoration sector, a comprehensive payment ecosystem has been developed, featuring smart POS terminals that support installment payments and fund supervision, leading to a 135% year-on-year increase in transaction volume [3]. - The home appliance sector has seen the introduction of interactive payment terminals that offer extended services, resulting in a 17% increase in average transaction value for large appliances from January to April [3]. - The automotive sector has implemented a one-stop financial service process at 4S stores, reducing average transaction time by 40% and increasing monthly sales by 22% [3]. Group 4: Enhanced Consumer Experience - The financial department has standardized payment signage in key commercial areas, establishing a "service ranking" system for payment services, with 36 merchants recognized as "gold medal payment service demonstration stores" [4]. - A safety assurance plan has been developed to enhance payment security, resulting in 526 reminders issued and 87 suspicious transactions intercepted, recovering losses of 1.83 million yuan [4]. - Services tailored for the elderly have been introduced, including accessible payment terminals and tiered discount policies, benefiting over 8,600 individuals aged 60 and above [4]. Group 5: Future Development Plans - The PBOC plans to deepen structural reforms in payment services, extending services to remote areas and optimizing payment environments in rural and pastoral regions [6]. - The initiative will also support various consumption sectors, enhance risk prevention across the payment chain, and explore "payment plus" models in green consumption and the silver economy [6].