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金融教育宣传周系列之“强化适当性管理”: 太平人寿:强化适当性管理 专业服务让保险保障更安心
Zhong Jin Zai Xian· 2025-09-15 03:34
Core Viewpoint - The core significance of insurance lies in providing protection, and strengthening the management of product suitability is essential for realizing the value of insurance [1] Group 1: Company Actions - Taiping Life actively responds to regulatory calls by strictly implementing the "suitable product, suitable channel, suitable customer" requirements [1][6] - The company emphasizes professional risk insight, strict sales management, and a scientifically matched product system to safeguard consumers' well-being [1][6] Group 2: Customer Experiences - Customer Z received recognition for Taiping Life's claims service, highlighting the company's commitment to suitable management [2] - Z's experience involved a proactive assessment of her insurance needs, leading to the purchase of the "Chao E Bao" medical insurance, which provided over 60,000 yuan in claims after her cancer diagnosis [4][6] - Customer H also benefited from a tailored health insurance plan, receiving a quick payout of 100,000 yuan after being diagnosed with a serious illness [5][6] Group 3: Regulatory Compliance - In July, the National Financial Supervision Administration issued the "Financial Institutions Product Suitability Management Measures," requiring institutions to align products with customer needs and risk profiles [6] - Taiping Life integrates suitability management principles throughout the product development and sales processes to ensure consumer rights are fully protected [6]