Core Viewpoint - The cross-border RMB business is crucial for facilitating trade and investment, and supporting the development of the real economy, with Weifang Bank making significant progress in this area under the guidance of the People's Bank of China [1][5]. Group 1: Service to the Real Economy - Weifang Bank focuses on understanding enterprise needs and promotes the concept that "settling in local currency is cheaper and more convenient" [1]. - The bank assists companies like a certain electrical company in Shandong by addressing issues related to exchange rate fluctuations and cash flow, facilitating RMB settlement agreements with foreign clients [1]. - By implementing a time-limited processing method for trusted enterprises, Weifang Bank ensures that funds are credited on the same day, enhancing cash flow efficiency [1]. Group 2: Business Quality and Efficiency - Weifang Bank has successfully launched the CIPS standard sender-receiver, becoming the first bank in Shandong to adopt the API model, which simplifies document processing and enhances cross-border payment efficiency [2]. - The bank offers a comprehensive cross-border RMB service solution that includes account opening, cross-border settlement, and trade financing, addressing various challenges faced by enterprises in international business [2]. Group 3: Promotion and Outreach - Weifang Bank utilizes its 134 branch network to promote cross-border RMB policies through various channels, including electronic displays and community events, reaching over 1,100 foreign trade enterprises and 6,000 individuals [3]. - The bank organizes targeted outreach activities, such as the "Lumaohui Enterprise Service Team," to provide direct services to enterprises and enhance policy awareness [3]. Group 4: Support for Small and Micro Enterprises - Weifang Bank provides integrated cross-border RMB services to small and micro foreign trade enterprises, helping them navigate challenges like exchange rate risks and cash flow issues [4]. - The bank has developed tailored financing solutions for companies facing funding gaps, ensuring timely access to trade financing loans [4]. - Emphasizing a structured approach, the bank has established a dedicated team to ensure the smooth implementation of activities and enhance employee capabilities through systematic training [4]. Group 5: Future Outlook - Weifang Bank aims to continue innovating service models and optimizing business processes to support the growth of cross-border RMB business and the prosperity of foreign trade enterprises and the real economy [5].